Unlock Your Retail Business Potential with BICRI Score
A retailer rating platform that helps you stay up-to-date with your business’s credit health.
BICRI (Business Indicator for Credit Ratings in India) is your key to better financing options and stronger business relationships. It combines data from our proprietary AI scoring model and various credit bureaus and provides insights into your creditworthiness in the form of the BICRI score and a detailed report.
Why Choose BICRI Score?
Stay
credit-ready
By keeping yourself informed about your business’s credit health, you can work on problems and unlock new credit opportunities.
Identify
credit health problems
This report helps you identify problems with the credit health of your business, and also shares indications for improvement.
Increase
credit availability
This report can enhance your chances of securing credit more easily, giving you access to better financial opportunities.
Make
Informed Decisions
With the help of a clear, data-driven understanding of your credit status, you can make well-informed financial decisions.
Key Features of BICRI
Detailed report
with an in-depth analysis of your creditworthiness
AI-driven insights
regarding credit limit and credit health
Precise rating
to signify business credit health
Secure & confidential
process that ensures data privacy
How does BICRI work?
Simple steps to gain a comprehensive understanding of your credit health
Sign up
Create your account and provide the necessary details.
Data Processing
We combine your credit information from credit bureaus and our AI system.
Score Generation
We share a detailed report with you based on this data.
Common Questions and Answers
BICRI is a retailer rating platform that provides a detailed overview of your business’s credit health. It assesses your business based on various parameters and comes up with a rating and a detailed report.
BICRI can help you identify and address issues with your business’ credit health and improve your negotiating power with lenders. By keeping informed about your credit status, you can address potential problems and unlock new credit opportunities.
The BICRI report can prove useful for retailers who need financing on a regular basis, as it will help them stay ahead of challenges and work on any issues in their business’s credit health.
No, the BICRI report is an evaluation of a business’ credit health and gives insights depending on the information provided by the retailer, data from credit bureaus, and our proprietary AI scoring model. The final decision on eligibility is made by the lenders.
BICRI’s comprehensive report provides a detailed analysis of your rating. It includes the AI score, which reflects your financial behavior. It also contains your Equifax score, the AI-predicted loan amount and the credit limit you're eligible to receive. This information offers a holistic view of your creditworthiness and borrowing potential.
Yes, once you sign up and provide the necessary details, you can access your BICRI score and detailed report at any time through the ‘My Account’ page.
If you spot any errors, please contact our team immediately. We will assist you in addressing and correcting any issues to ensure the accuracy of your report.
The BICRI report is valid for 3 months from the date of report generation and can be accessed at any time.
Your data is processed securely and is treated as confidential to ensure complete privacy and protection. We prioritize the safety of your information throughout all stages of data handling.