LoanTap Blogs

The Difference Between a Hard Inquiry and Soft Inquiry on Your Credit Score

Your credit score is a vital part of your financial health, and many factors like income, savings, debt, investment, credit score, credit enquiries, and many …  

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May 27, 2023

How to Build and Maintain a Strong Credit History

Achieving financial success and stability requires maintaining and building an outstanding credit history. Your credit history reflects your financial behaviour, including your ability to make …  

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May 23, 2023

What Exactly is the Debt-to-Income Ratio and What is its Significance?

The debt-to-income ratio compares all of your monthly debt payments to your gross monthly income. In other words, it is the portion of …  

Credit Score
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May 02, 2023

The impact of missed payments on your credit score

Your financial stability and creditworthiness are significantly influenced by your cibil score. Late or missed payments on the credit amount can significantly impact your credit …  

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April 29, 2023

Why having Multiple Credit Cards can affect your Credit Score

Credit cards can be an important tool for managing finances and building credit. However, having multiple credit cards can impact your credit score, both positively …  

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April 24, 2023

Make Your Credit Score Calendar For Good Credit Score

Overview

The most important number that could make all the difference between the approval and rejection of your loan application is the credit score. The …  

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October 07, 2021

How to use Personal loans to get better credit scores?

Personal loan is a  great solution to meet any financial emergency or one when needs financial support to fulfil one of their goals. A …  

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March 25, 2021

Good Credit habits are here: How to build High CIBIL Score

Rupesh was struggling to get his home loan. Reason? His credit score was extremely poor. He did not know what went wrong. He paid his …  

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September 19, 2019
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