Credit Card Takeover Loan

Is High Credit Card Interest eating into your savings?

Interest Payment on Credit Card outstanding can be very high and impacting your CIBIL score.

This won't impact your CIBIL score

Credit Card Takeover

We offer you easy repayment loans ranging from 3 to 9 months to pay off your total Credit Card outstanding. Naturally, the interest rate is far lower, so is monthly repayment.

You can use this product for one or multiple cards outstanding.

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Why Credit Card Takeover from us?

Cost Champion

Lower interest rate

Expense Management

Options to repay over 12 months


Balance transfer and cash top up option

Credit Profiling

Helps improve you CIBIL score

Check My Rate

So Simple

Three easy steps to disbursal

Online sanction

Fill your information online, and upload or mail basic docs as per your convenience.

Record your preferred time for Representative Visit

Download documents as per checklist, sign and handover to our representative

Seek Disbursal

Once the document reaches our office, post verification we will activate disbursal

Product Suite

EMI Free Loan EMI Free Loan
Personal Overdraft Personal Overdraft
Personal Loan Personal Loan
Credit Card Takeover Credit Card Takeover
Advance Salary Advance Salary
Rental Deposit Rental Deposit
Wedding Loan Wedding Loan
Holiday Loan Holiday Loan
Premium Bike Loan Premium Bike Loan
Being Human ECycle Being Human ECycle

Frequently Asked Questions

Is Credit Card Takeover Loan available in my city?
Credit Card Takeover Loan is available in cities where LoanTap is operational. Currently we are providing our loans in Bangalore, Hyderabad, Chennai, Coimbatore, Mumbai, Pune, Ahmedabad, Vadodara, Raipur, Bhopal, Indore, Jaipur, Delhi-NCR and Chandigarh locations.
Can I prepay my loan?
Yes. There are no foreclosure charges for pre-paying after six months of loan disbursement. You can prepay your loan at nominal charges within six months of disbursement.
What documents are required to apply for Credit Card Takeover Loan?
We need below documents for processing your loan request-
  • PAN
  • Address proof
  • 3 months’ pay slips
  • 6 month’s salary account bank statement
However, we might request for few other documents if need arises during credit checks.
What amount do I need to pay every month? What is repayment pattern?
In Credit Card Takeover Loan, you will need to pay interest amounts every month and principal amount in lump sum; at the end of loan tenure.