Go Limitless

Looking for a facility
that lets you buy now and
pay later in easy EMIs?

A card that offers rewards and flexible repayment facility

LoanTap Limitless Cards

LoanTap brings to you LIMITLESS Platinum & Platinum Plus Cards in association with SBM Bank and Rupay.
Our range of Limitless cards offer limitless privileges to users! Along with a Buy Now Pay Later facility, you can also convert your outstanding into easy EMIs. You can enjoy a limit of upto INR 3,00,000 and pay across tenures of upto 60 months !
Lower EMI Loans

Limitless Platinum Card

LoanTap's Limitless Platinum Card offers a Buy Now Pay Later facility and also allows you to convert your outstanding dues in Easy EMIs

  • Instant approvals
  • Improves credit score
  • Easy repayments
Easy EMIs
Easy EMIs

Convert purchases into EMIs

Personal Accidental
Insurance
Personal Accidental
Insurance

Get covered up to INR 2 Lakhs

Unlimited
Offers & Rewards
Unlimited
Offers & Rewards

Get offers from 1000+ brands

Flexi Personal Loans

Limitless Platinum Plus Card

Enjoy a higher credit limit, best of rewards and offers at competitive interest rates with LoanTap's Limitless Platinum Plus Card

  • Instant approvals
  • Improves credit score
  • Easy repayments
Personal Accidental
Insurance
Personal Accidental
Insurance

Get covered up to INR 10 Lakhs

Unlimited
Offers & Rewards
Unlimited
Offers & Rewards

Get offers from 1000+ brands

Domestic
Lounge Access
Domestic
Lounge Access

Free lounge access across 20+ airports

eligibility-criteria

Eligibility Criteria for Limitless Card

1

Individuals with a minimum income of INR 30,000

2

Indian Citizens/Residents who are 21 years old & above.

Get your card in 3 easy steps

online application
Online Application

Apply online via LoanTap's fast and simple process

record your time
Quick Verification

We check documents, verify them and provide fast approval

verification sanction disbursal
Card Dispatched

You will receive the card within 3-7 working days

You may want tailor made loans for different situations. We have them all.

Frequently Asked Questions


A pin mailer will be sent to your registered residential address, separately.
The Card gets blocked for security reasons due to 3 unsuccessful PIN attempts. You will have to wait till the next day for the card to be auto-unblocked. In case the card is not auto unblocked, kindly contact us at any of the customer service points mentioned on https://www.sbmbank.co.in/aboutus/contact-us.php https://loantap.in/contact-us/
Once you receive your card, you can immediately start using it.
For all successful transactions, you will receive an SMS notification. Additionally, you can log-in to our mobile application and see details of all past transactions by visiting My Account and viewing/ downloading the Statement of Account (SOA).
As you start paying your EMIs, the principal component of EMIs will get added back to the available credit. You can use the same for new transactions/ withdrawals. Suppose, your sanctioned limit for the card is Rs 1,00,000. You make purchases worth Rs. 75,000 in a month. You can convert this amount into 12 EMIs. Once you repay these EMIs, your available limit will again be Rs 1,00,000 which you can continue to use for your transactions.
For all card transactions, an alert is sent by the bank on your registered mobile number. In case you have not performed a transaction and still received an SMS you may immediately get in touch with us and report it.
You may visit My account on the LoanTap App and view/download the Statement of Account (SOA) to access your transaction summary.
In the case of fraudulent transactions, the cardholder should inform and raise a dispute with us immediately at -https://www.sbmbank.co.in/aboutus/contact-us.php https://loantap.in/contact-us/
Limitless Card is a prepaid card where users are extended a credit limit. The credit can be used to withdraw cash from any ATM, swipe at any POS terminal or make purchases at any online merchant on a real-time basis. All spends more than Rs. 10,000 will be converted into easy EMIs for tenures ranging from 6 to 18 months.
Daily transaction limit and single transaction limit are capped at INR 1,00,000 per transaction. Whereas, daily limit for ATM transaction is INR 25,000 and daily limit for POS/Ecom transactions are INR 75,000.
In the case of fraudulent transactions, the cardholder should inform and raise a dispute with us immediately at -https://www.sbmbank.co.in/aboutus/contact-us.php https://loantap.in/contact-us/
With Platinum Card you can get a credit limit up-to Rs 1 Lakh. With Platinum Plus Card you can get a credit limit up-to Rs 3 Lakhs.
Currently you will receive a physical card. However, we are working towards providing users with a virtual card.
Go to My Account and raise a service request or reach out to us at our customer service touch points as below - -https://www.sbmbank.co.in/aboutus/contact-us.php https://loantap.in/contact-us/
With LoanTap’s Limitless card users get to repay their outstanding dues in Fixed EMIs for tenures up to 18 months at 18% to 24% per annum.

Our customers trust us because of

Customized Personal Loans

We understand finances like no one else, hence offer you the best personal loans. Instant offer, quick disbursal and array of customized, flexible personal loan

Transparent Processes

No hidden charges, No foreclosure charges and robust customer support

Secured Data system

We collect minimum documents when you apply for any personal loans with us and keep your data secured and encrypted

Flexible Repayment Plan

Accelerated payment option or bullet repayment to principal outstanding. We offer personal loan the way you like it

Kindly Click the below button for more details