
Things To Consider While Availing A Short-term Loan
Do's and Don'ts of availing short-term loans and how to prudently save from short term loans, shares Mr. Satyam Kumar

How interest on credit card due is calculated?
The interest rate on a personal loan, which ranges from 1.2 to 2.5 percent per month, is slightly less than the interest rate levied on a credit card which ranges from 3 to 4 percent per month' said Mr. Kumar

Its independence Day, have you found your financial freedom
To turn any wish or dream into a reality, all we need is some planning, family support and capital. While the former two are easier to gather, it’s the finance that often becomes the limiting factor.

How to avail loans to make best use of e-commerce platforms How to avail loans to make best use of e-commerce platforms
Customized loan solutions to meet different life-stages help individuals meet their dreams and digital NBFCs have tailor-made loans to fit the pocket of loan seekers.

How LoanTap revolutionised personal loans for salaried professionals, growing its order book by 10x
LoanTap’s growth has primarily been driven by-products such as EMI-free loans (which it pioneered in the industry), and personal overdraft (which saw increased adoption in 2018), followed by credit card takeover loans, rental deposit loans, advance salary loans, and more.

This alternative lending platform feels consumer lending is more than just a trend
Vikas Kumar says unlike a bank, which generally offers one vanilla product to salaried borrowers – term loan, LoanTap focuses on need and cash flow-based products. Their product range varies from EMI free loans to overdraft to wedding loans to holiday loans.

Pre-approved loans on your fingertips: Should you go for credit line when in need?
Satyam Kumar, Co-founder and CEO of an online platform offering loan products, LoanTap said, “If one is unsure of the total amount that is required for his/her personal need, then it is advisable to apply for credit line also known as personal overdraft loans.

Should you increase your credit limit
Considering security aspect, I would prefer to have two three cards with lower limits or take an ovedraft facility in case of emergency, say Mr. Vikas Kumar, Co-Founder & CTO of LoanTap

The Tech in Fintech: Leading platforms that are online right now
The age-old traditional system was time taking for users with a lot of hassle and collateral involved. LoanTap is a fintech consumer lending platform delivering flexible EMI free loan products to salaried professionals.