Top Offers - Flexible Personal Loan

LoanTap Offers various Flexible Personal Loans

EMI-free

EMI Free

Interest only payment every month (40% lower monthly installment versus regular EMI) coupled with Bullet Payment every 3/6 months towards Principal. Ideal when: You receive additional income or an incentive every 3-6 months
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EMI-free

Step Up

Interest only Payment for 3 months followed by fixed EMI. Gives you space to manage expenses post an event. Ideal when: Heavy expenditure is involved in a particular event such as Wedding or a Medical Emergency.
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EMI-free

Term Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest. Each Installment reduces both interest and Principal amount. Ideal when: You know the precise Loan Amount needed and your income is consistent.
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Why take LoanTap’s Flexible Personal loan?

Salaried and business professionals can avail a flexible loan that offers flexible repayment options and one can enjoy lower monthly outflow towards EMIs. Whatever be the purpose of the loan, a flexible loan can help you cover all the purchases you desire, with ease. With LoanTap’s Flexible loan offerings, you can avail up to Rs. 10 Lakhs for as long as 60 months just within 24 hours!

Instant approval & disbursal

Instant approval & disbursal

Easy online process for loan sanction and fast disbursal within 24-36 hours
Flexible Repayment Option

Flexible Repayment Option

Flexibility to switch to EMI free loan, enhancement and accelerated repayment option after 6 months of disbursal
Higher Loan Amount

Higher Loan Amount

Option to choose from amount ranging from INR 50,000 to INR 10,00,000 basis your requirement
Longer Loan Tenure

Longer Loan Tenure

Flexibility to choose longer loan tenure from 6 months to 60 months making EMIs more affordable
Minimum documents

Minimum documents

We collect only what is basic minimum for all our custom personal loan products
Transparent Process

Transparent Process

No hidden charges, No pre-payment charges and secured processes
Eligibility criteria for Flexible Loan
  • Individuals with a minimum income of INR 30,000 are eligible to get a Flexi Loan
  • Indian Citizen/Residents who are 21 years & above
Documents required for Availing a Flexible Personal Loan
  • PAN Card
  • Salary Slips (last 3 months)
  • Salary Account Bank Statement (3/6 months)
  • Address Proof (If differs from permanent address)

When should you opt for Flexible Loans?

EMI Free Loan

EMI Free Loan

EMI Free Loan

This Loan is ideal if you have heavy expenses to attend and would need the funds for a longer tenure. If you have any sudden expense arising out of a medical emergency or have multiple big ticket expenses to fuel, this flexible personal loan would be of great comfort as it helps lower your monthly outgo towards repayment by 40%. A lower EMI outgo will help you save cash flow which can be redirected for other necessary expenses.

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Step Up Loan

Step Up Loan

Step Up Loan

This Flexible Loan is ideal for individuals who indulge in travel more often either arising out of work or leisure. It may also come handy for individuals who may be planning a big event like a marriage or wedding functions. This loan offer lets you recover from the expenses incurred giving you space to bring your finances in order when you most need it.

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Personal overdraft facility

Personal overdraft facility

Personal overdraft facility

This facility is just like a credit card, but only cheaper! An overdraft facility fuels the borrower with the convenience of deciding how much money to withdraw and when to withdraw. As the loan demands interest only on the amount withdrawn, you can avail this Flexible Loan when you wish to plan multiple expenses or upgrades for your home or even business. You certainly may not know the exact amount that your expenses are priced at. Thus, this loan lets you keep an amount handy for any expense and withdraw and repay as and when needed.

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Your Personal Loan, Your Way!

Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…

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