CIBIL

Loan Service

Prepare below-required payload data in @process to execute CIBIL API

Call the process service: cprocess_cibil.initiate to execute the CIBIL flow.

The above service call will return an ack with below parameters:

• object_id
• process_type
• meta
• meta_common
• turnaround
• credit_accounts
  • enquiry
  • account

To create an entry in process meta, call the service: cprocess.process.meta

To create a turnaround entry against the process, call the service: process_turnaround.entry

To create an entry in loan meta, call the service: cprocess.loan.meta

Store below meta keys into lapp meta
– cibil_score
– cibil_control_id
– cibil_estimated_date

Process Service: cprocess_cibil

Create object_id: CIBIL{unique_number}

Note: If required key is not present, throw out from the service returning the error reason.

Get below data against the NBFC and store the same into @process.data
– cibil_username
– cibil_password
– member_code
– member_password

Make the first request of the CIBIL.

Check the status of the CIBIL response

If the status is ERROR, return ack with error.

Else,

Get the application_id, from the response and make the second request using it.

Get the document_id from the second request.

If the document_id is empty, return the ack with error.

Else,

Make the third request using application_id and document_id

Check if the upload path is present or not

if the upload path is present then:

Decode the Base64 to normal Text and store the file at the uploads path.

Return below ack data

ack.object_id:
– CIBIL{unique_number}

ack.process_type:
– cibil

ack.meta:

ack.meta_common

ack.turnaround

ack.credit_account