Loan Products

URL: https://loantap.in/wp-admin/post.php?post=1086118&action=edit

This is the product config which refers to all the settings related to the product that will reside under this service. All the values should be confirmed by the product owner and need to finalize this section.

Added a sample Config which is broken down into 3 parts.
a) Product Config
b) Job Part
c) Repayment

A sample config is shown below for your reference

[templates.add main]

	[template.set_array product_config]
		//***insurance fees***//
		[insurance_fees collect='yes' insurance_code='bharati-axa'/]
		//****dues waiver****//
		//****principal waiver****//
		//****interest rate***//
		//****loan cities***//
                //**to call via call center or not**//
    
	[/template.set_array]
    
    //** salaried **//
    [content.run c.cond="@eligibility.runtime.job_type" c.eq="s:salaried"]
       [template.set_array job_based]
          [doc_combos combo='comma:sal_bs3,sal_bs6,cc_bs,cc_oh,ho_bs3' /]
          [loan_tenure inc='int:3' period='months' outer_min='int:3' outer_max='int:60' /]
          [sanction_amount  outer_min='int:100000' outer_max='int:200000' inc='int:25000'/]
		[/template.set_array]
    [/content.run]
	
  	 //**self employed**//
    [content.run c.cond="@eligibility.runtime.job_type" c.eq="s:self-employed"]
       [template.set_array job_based]
          [doc_combos  combo='comma:bs3_litr,bs6_litr,bs3_cc,bs3_gst3,bs3_oh' /]
          [loan_tenure inc='int:3' period='months' outer_min='int:3' outer_max='int:60' /]
          [sanction_amount  outer_min='int:100000' outer_max='int:200000' inc='int:25000'/]
		[/template.set_array]
    [/content.run]
	
	[template.get job_based o.merge_r_with="template.product_config" /]
    
    //**Product Config which will varry with repayments**//
    [content.run c.cond="module.product_id" c.eq="s:lt-holiday-term-loan-reducing" ] 
        [template.set_array repayment]

			//** eligibility keys**//
			[job_types job_type='comma:salaried,self-employed' /]
            [fixed_income min='int:30000'/]
            [net min='int:15000'/]
		    [age min='int:21' max='int:65' /]

			//**[sanction_amount_foir] 
				[fixed_income new foir='int:45' till='int:40000'/]
				[fixed_income new foir='int:50' till='int:60000'/]
				[fixed_income new foir='int:55' till='int:80000'/]
				[fixed_income new foir='int:60' till='int:1000000'/]
			[/sanction_amount_foir] **//   	
            //**end**//
   
            [disbursal beneficiary='bank' quantum='full' bank_code='bank'/]

            [instalment collect='pos_change' accrual_date_method='next_posting_day' instalment_method='emi' instalment_repayment='arrears' repayment_method='nach' default_frequency=instalment_monthly]
              [instalment_frequency value='instalment_monthly' label='Once In Month PD:3, DD:3' /]
            [/instalment]  

            //***setup posting day***//
            [instalment_monthly posting_day='int:3' due_day='int:3' instalments_per_month='int:1'/]

            //***advance instalments***//
            [advance_instalments collect='yes' outer_min='int:0' outer_max='int:3'/]

            //****foreclosure***//
            [foreclosure_fees collect='yes' till_days='int:180' pos_percentage='num:4.72' /]
            
             //****increase pos****//
    		[increase_pos available='no'/]
            
            //***principal receipt***//
            [principal_receipt available='yes' max='int:500000' min='int:1' recalc_schedule='yes' locked_days='int:30' replenish_line='no'/]

            //****close***//
            [close locked_days='int:60'/]		

        [/template.set_array]
        [template.get repayment o.merge_r_with=template.product_config/]
    [/content.run]
	
    //**End use product config which will varry with repayments**//
    [content.run c.cond="module.product_id" c.eq="s:lt-holiday-step-up"] 
    [/content.run]
    
     //**emi-free-3-6-months-bullets only for salaried**//   
    [content.run c.cond="module.product_id" c.eq="s:lt-holiday-emi-free"] 
    [/content.run]
    
    //**Now merge product config with repayment**//
    [template.return template.product_config /]

[/templates.add]