Published on : June 02, 2020
Set of disbursal attributes used during runtime for disbursal
Adjust the processing fees during disbursal
All disbursal parameters are all used during Transactions
| beneficiary | Who is the Beneficiary of the disbursal | The beneficiary can be bank or dealer set in product bank: if it is bank then we use customer ecs details to disburse dealer: If it is a dealer we need a dealer code in the sublan and use dealer detail to disburse | Required |
| quantum | Is the disbursal one shot or in pieces (full or partial) | full partial | Required |
| discard_loan_line | If set to yes, the loan_line which is left will be discarded after the disbursal. The quantum must be partial for this to work | Yes | |
| bank_code | Which bank to disburse to | ||
| pending_disbursement | We can temporarily stop credit of part of the amount to be disbursed | Yes No | |
| Max/Min | Max amount which can be disbursed Min amount which can be disbursed | ||
| ready_to_disburse | ready_to_disburse Disbursal is ready the moment sanction is done | Yes |
Broken Period Interest(broken_period_interest)
- Broken Period is charged at the time of first disbursal
- It is the interest for the days between the date of the loan and the Accrual Date
Processing Fees adjust
The Calculation of the Processing Fees is done as
max(calc.min, calc.sanction_percentage)
Processing fees is adjusted against dues, disbursal, Dealer payout, waiver
| disbursal_adjust | How to adjust the processing fees during disbursal | dues – Adjust against Dues disbursal – Adjust against the disbursal Dealer – Adjust against the Dealer who we are paying out waiver – Waive the broken Period Interest |
