8 Habits for a High Credit (CIBIL) Score

Featured in:   EMI Free Loan ,   Personal Loan ,   Personal Overdraft

There are many advantages of a high credit score – easy and quick loan approvals, low interest rates, edge in job applications, etc. However, you can’t expect to achieve a high score overnight. To make it to the top bracket (CIBIL scores ranging between 750-900) you have to inculcate certain habits, and learn about credit management.

Here are 8 …  

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5 Reasons Why a Personal Overdraft is Better than a Personal Loan

Featured in:   Personal Loan ,   Personal Overdraft

A Personal Overdraft allows you to withdraw funds and repay funds at your convenience. You have to pay interest on only the amount which is overdue. Hence you can repay part of the outstanding amount whenever you have some money and withdraw some money whenever you have a need.

Pay Interest on only what you use

Personal Overdrafts tend to …  

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Replace Credit Card Minimum Payment with EMI Free Loan

Featured in:   EMI Free Loan ,   Personal Loan

A lot of people become too comfortable making minimum payments on their credit card bills. This is largely due to the prevalent delusion that making minimum payments is enough to prevent late fees and interest charges. Even banks don’t like to provide information on the damage minimum payments could do in the long run, at least until not specifically …  

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