Tired of paying for Credit cards and Payday loans? Overdrafts to your rescue!

Featured in:   Personal Overdraft

Imagine a situation where you are in an urgent need of money. What would be your natural response? You’d look for the easiest way out, well maybe a Payday loan or you’d have your all-time friend, credit card. Not wise, you are unaware of the new schemes that are far better and are easily processed. Going for …  

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Consumers with No CIBIL, Low CIBIL or Bad Credit Score

Featured in:   Personal Loan

Loan is an important source of money for personal or business growth and development. Sadly, many individuals who require loan are unable to access it when they most need it due to No CIBIL score or low CIBIL score. Credit score is one of the main factors for the banks, insurance companies and other financial institutions to decide on the …  

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6 Benefits of Two-Wheeler Loans Which Make Your Life Easy

Featured in:   Two Wheeler Loan

‘Loan’ is still perceived as a huge burden for many households in the country. While loans are known to take off that burden off, it still gives nightmare to people and they avoid availing a personal loan. However, a loan can be a solution to many of your financial problems. The processing of these loans is such that an average …  

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Personal Loan for Travel And Holidays

Featured in:   Personal Loan

India is one of the hottest holiday destinations in the world where you can find all kinds of cultures, physiographic regions, flora, fauna, and what not. From the beautiful snow-capped mountains of Himachal to the serene beaches of Goa, and from the holistic Ganges to the royal forts of Rajasthan, there is a lot to explore and take in …  

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Personal Loan for Marriage/Wedding

Featured in:   Personal Loan

Living in a metropolitan city is quite a desire for individuals residing in any other part of the country. While it might be a delight to live in the most developed parts of the nation, the enchanting development brings with it a very high cost of living that can sometimes burn a deep hole in the pocket. The high living …  

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8 Habits for a High Credit (CIBIL) Score

Featured in:   EMI Free Loan ,   Personal Loan ,   Personal Overdraft

There are many advantages of a high credit score – easy and quick loan approvals, low interest rates, edge in job applications, etc. However, you can’t expect to achieve a high score overnight. To make it to the top bracket (CIBIL scores ranging between 750-900) you have to inculcate certain habits, and learn about credit management.

Here are 8 …  

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5 Tips to Get a Personal Loan When You don't have Credit History

Featured in:   Personal Loan

Obtaining a personal loan without credit history is tough, but not impossible. After all, there are plenty of valid reasons for not having a credit report, such as:

Age- Usually the need for a loan or credit card arises after a certain age, as during your younger years your expenses are taken care of by your parents. Thus, if you …  

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5 Things to Avoid For a Better Credit(CIBIL) Score

Featured in:   EMI Free Loan ,   Personal Loan ,   Personal Overdraft

Your credit score has a huge significance in your life, at least as far as the financial matters are concerned, and yet you are never provided with a manual on the dos and don’ts for its maintenance. You are pretty much on your own in finding out what’s good and what’s bad for your score. This lack …  

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5 Reasons Why a Personal Overdraft is Better than a Personal Loan

Featured in:   Personal Loan ,   Personal Overdraft

A Personal Overdraft allows you to withdraw funds and repay funds at your convenience. You have to pay interest on only the amount which is overdue. Hence you can repay part of the outstanding amount whenever you have some money and withdraw some money whenever you have a need.

Pay Interest on only what you use

Personal Overdrafts tend to …  

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Replace Credit Card Minimum Payment with EMI Free Loan

Featured in:   EMI Free Loan ,   Personal Loan

A lot of people become too comfortable making minimum payments on their credit card bills. This is largely due to the prevalent delusion that making minimum payments is enough to prevent late fees and interest charges. Even banks don’t like to provide information on the damage minimum payments could do in the long run, at least until not specifically …  

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