HDFC Life |

1.Provided all due premiums have been paid and the policy is in force.

*T&C Apply

ARN:MC/02/21/22354

Financial security in times of any uncertainty can be concerning for you and your family. Life Insurance plan can help you achieve financial goals whilst safeguarding the family’s future against responsibilities and expenses.

We at HDFC Life bring to you “HDFC Life Sanchay Plus”, A Plan that offers guaranteed returns for you and your family.

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Benefits of the Products

Life cover to protect the family's future

Guaranteed* Benefit Payouts

Tax Benefit

*Provided all due premiums have been paid and the policy is in force.

**As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

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How do this work
Eligibility

Options	Premium Paying Term	Policy Term	Payout Period
Guaranteed Maturity	5 years	10 years	Maturity benefit paid as lumpsum at the endof10 th year
	6 years	12 years	Maturity benefitpaid as lumpsumat the endof12 th year
	10 years	20 years	Maturity benefitpaid as lumpsumat the endof20th year
Guaranteed Income	10 years	11 years	Maturity benefit paid as a guaranteed income from 12^th to 21^th year in arrears
Guaranteed Income	12 years	13 years	Maturity benefit paid as a guaranteed income from 14^th year to 25^th year in arrears
Life Long Income	5 years	6 years	Maturity benefit paid as a guaranteed income from 7^th year in arrears till the individual attains age 99 years
	6 years	7 years	Maturity benefit paid as a guaranteed income from 8^th year in arrears till the individual attains age 99 years
	10 years	11 years	Maturity benefit paid as a guaranteed income from 12^th year in arrears till the individual attains age 99 years
	12 years	13 years	Maturity benefit paid as a guaranteed income from 14^th year inarrears till the individual attains age 99 years
Long Term Income	5 years	6 years	Maturity benefit paid as a guaranteed income from 7^th year to 36^th year in arrears
	6 years	7 years	Maturity benefit paid as a guaranteed income from 8^th year to 37^th year in arrears
	10 years	11 years	Maturity benefit paid as a guaranteed income from 12^th year to 36^th year in arrears
	12 years	13 years	Maturity benefit paid as a guaranteed income from 14^th year to 38^th year in arrears

Eligibility Criteria	Plan Option	Minimum	Maximum
Age at Entry (years)	Guaranteed Maturity	5¹
	Guaranteed Income	5¹	60
	Lifelong Income	50
	Long Term Income	5¹
Age at Maturity (years)	Guaranteed Maturity	18	80
	Guaranteed Income	18	73
	Life Long Income	56	71
	Long Term Income	18	71
Minimum Installment Premium	All Options	Annual: INR 30,000
		Half Yearly: INR 15,000
		Quarterly: INR 7,500
		Monthly: INR 2,500
Maximum Installment Premium	All Options	No limit, subject to Board Approved Underwriting Policy (BAUP)
Riders	All Options	HDFC Life Income Benefit on Accidental Disability Rider (101B013V03) HDFC Life Critical Illness Plus Rider(101B014V02)

1Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years.

All ages mentioned above are age last birthday.

The minimum premium amounts are exclusive of taxes and levies as applicable.

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

Please refer to the Product Brochure for complete details of the product

Sample illustration

Illustration of benefits for healthy male aged 30 years (50 years for LifeLong Income Option),who pays INR 1 Lac + Taxes per annum throughout the premium paying term and survives the policy term.

Plan Option	Sum Assured	Death Benefit at Inception*	Policy Term (years)	Premium Paying Term(years)	Maturity Benefit (INR)
Guaranteed Maturity	1,287,500	1,287,500	20	10	Rs. 22,72,489 paid as a lump sum at Maturity
Guaranteed Income	1,287,500	1,541,484	13	12	Guaranteed Income^ of Rs. 2,15,270 p.a. from 14th year to 25th year (payout period of 12 years)
Long Term Income	1,287,500	1,287,500	11	10	Guaranteed Income^ of Rs. 93,988 p.a. from 12th year to 36th year (payout period of 25 years) + Rs. 10,30,000 at the end of payout period(36th year)
Life Long Income	1,081,500	1,081,500	11	10	Guaranteed Income^ of Rs. 89,610 p.a. from 12th year till age 99 years (38 years) + Rs. 10,30,000 at the end of payout period

^Guaranteed Income Amount payable in arrears on annual frequency during the payout period (After the policy term).

Please refer to the Benefit Illustration for year wise Death Benefit.

A. The premiums are excluding applicable taxes & levies.

B. This snapshot of illustration is only for HDFC Life Sanchay Plus Plan for a healthy male life

C. The values shown are for illustrative purpose only.

For detailed illustration, please speak to our Financial Consultant/Broker. Please refer to the product brochure for details on benefits and conditions.

Sample Illustration is for policies bought online, the benefits payable under all three plan options are at an enhance rate of 103%.

In a world full of uncertainties, enjoy guaranteed¹ benefits & life cover with

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