1.Provided all due premiums have been paid and the policy is in force.

*T&C Apply

ARN:MC/02/21/22354

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hdfc-sanchay

Financial security in times of any uncertainty can be concerning for you and your family. Life Insurance plan can help you achieve financial goals whilst safeguarding the family’s future against responsibilities and expenses.

We at HDFC Life bring to you “HDFC Life Sanchay Plus”, A Plan that offers guaranteed returns for you and your family.

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Calculate Your Premium

Are you buying it for yourself?

Are you an existing HDFC Life Policy Holder ? *

Life Assured Details
Are you an NRI?

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Key Product Features

Guaranteed benefits

Rest assured of the returns.

Flexibility

Guaranteed benefits as a lump sum or as regular income.

Life Long Income option

Guaranteed Income till age 99 years.

Long Term Income Option

Guaranteed Income for a fixed term of 25-30 years.

Tax benefits

You may be eligible for tax benefits as per prevailing tax laws

Optional Riders

Enhance your protection coverage with rider options on payment of additional premium.

Benefits of the Products

benefits

Life cover to protect the family's future

benefits

Guaranteed* Benefit Payouts

benefits

Tax Benefit

*Provided all due premiums have been paid and the policy is in force.

**As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

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Options Premium Paying Term Policy Term Payout Period
Guaranteed Maturity 5 years 10 years Maturity benefit paid as lumpsum at the endof10 th year
6 years 12 years Maturity benefitpaid as lumpsumat the endof12 th year
10 years 20 years Maturity benefitpaid as lumpsumat the endof20th year
Guaranteed Income 10 years 11 years Maturity benefit paid as a guaranteed income from 12th to 21th year in arrears
12 years 13 years Maturity benefit paid as a guaranteed income from 14th year to 25th year in arrears
Life Long Income 5 years 6 years Maturity benefit paid as a guaranteed income from 7th year in arrears till the individual attains age 99 years
6 years 7 years Maturity benefit paid as a guaranteed income from 8th year in arrears till the individual attains age 99 years
10 years 11 years Maturity benefit paid as a guaranteed income from 12th year in arrears till the individual attains age 99 years
12 years 13 years Maturity benefit paid as a guaranteed income from 14th year inarrears till the individual attains age 99 years
Long Term Income 5 years 6 years Maturity benefit paid as a guaranteed income from 7th year to 36th year in arrears
6 years 7 years Maturity benefit paid as a guaranteed income from 8th year to 37th year in arrears
10 years 11 years Maturity benefit paid as a guaranteed income from 12th year to 36th year in arrears
12 years 13 years Maturity benefit paid as a guaranteed income from 14th year to 38th year in arrears
Eligibility Criteria Plan Option Minimum Maximum
Age at Entry (years) Guaranteed Maturity 51
Guaranteed Income 51 60
Lifelong Income 50
Long Term Income 51
Age at Maturity (years) Guaranteed Maturity 18 80
Guaranteed Income 18 73
Life Long Income 56 71
Long Term Income 18 71
Minimum Installment Premium All Options Annual: INR 30,000
Half Yearly: INR 15,000
Quarterly: INR 7,500
Monthly: INR 2,500
Maximum Installment Premium All Options No limit, subject to Board Approved Underwriting Policy (BAUP)
Riders All Options HDFC Life Income Benefit on Accidental Disability Rider (101B013V03)
HDFC Life Critical Illness Plus Rider(101B014V02)

1Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years.

All ages mentioned above are age last birthday.

The minimum premium amounts are exclusive of taxes and levies as applicable.

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

Please refer to the Product Brochure for complete details of the product

Sample illustration

Illustration of benefits for healthy male aged 30 years (50 years for LifeLong Income Option),who pays INR 1 Lac + Taxes per annum throughout the premium paying term and survives the policy term.

Plan Option Sum Assured Death Benefit at Inception* Policy Term (years) Premium Paying Term(years) Maturity Benefit (INR)
Guaranteed Maturity 1,287,500 1,287,500 20 10 Rs. 22,72,489 paid as a lump sum at Maturity
Guaranteed Income 1,287,500 1,541,484 13 12 Guaranteed Income^ of Rs. 2,15,270 p.a. from 14th year to 25th year (payout period of 12 years)
Long Term Income 1,287,500 1,287,500 11 10 Guaranteed Income^ of Rs. 93,988 p.a. from 12th year to 36th year (payout period of 25 years) + Rs. 10,30,000 at the end of payout period(36th year)
Life Long Income 1,081,500 1,081,500 11 10 Guaranteed Income^ of Rs. 89,610 p.a. from 12th year till age 99 years (38 years) + Rs. 10,30,000 at the end of payout period

^Guaranteed Income Amount payable in arrears on annual frequency during the payout period (After the policy term).

Please refer to the Benefit Illustration for year wise Death Benefit.

A. The premiums are excluding applicable taxes & levies.

B. This snapshot of illustration is only for HDFC Life Sanchay Plus Plan for a healthy male life

C. The values shown are for illustrative purpose only.

For detailed illustration, please speak to our Financial Consultant/Broker. Please refer to the product brochure for details on benefits and conditions.

Sample Illustration is for policies bought online, the benefits payable under all three plan options are at an enhance rate of 103%.

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