Top Offers for Personal Loan in Kolkata

LoanTap Offers various customised Instant Personal loans in Kolkata


Personal Loan - EMI Free

If you are a working professional residing in Kolkata, you can enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months. This offer is Ideal for you if you are a professional working in industries like Berger, peerless group or Birla and receive additional income from other sources or quarterly or half yearly bonus. This way you can have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

With a Personal Term Loan, any working professional or business owner in Kolkata can enjoy Fixed Equated Monthly installments which contain both Principal and Interest amount. This offer is best suited for you if you are residing in Kolkata and need financial assistance to set up a new home or buy new gadgets. So if you know the price of your purchases and have a fixed uninterrupted income, you are set to go!

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan in Kolkata is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. If you frequently travel for work or leisure, this loan is a preferred option as it allows you some time to recover from the expenses of your last trip.

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Personal Loan - Overdraft

A Personal Loan Overdraft is suitable for those who are either self employed or salaried professionals residing in Kolkata. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is best suited for individuals or businesses who have recurring expenses. So, if you have recently bought a house in Kolkata and are looking at multiple expenses of house fittings, furnishings, major repair, etc., apply for an Overdraft and enjoy credit card- like facility at half the interest rate.

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Why take LoanTap’s Personal Loan in Kolkata?

Kolkata, previously known as Calcutta is the capital state of West Bengal. LoanTap offers a customised range of personal loans in the third-largest urban economy in India. These loans have been especially designed to meet the financial needs of people of Kolkata. If you are on the watch out for money lenders in Kolkata, LoanTap’s Personal loan in Kolkata is the right thing for you! Avail upto INR 10 Lakh in 24 hours and enjoy flexible repayment options, all from the comfort of your home in Kolkata.

Instant Approval & Disbursal

Personal Loan in Kolkata can be availed with an easy online application process in less than 24 hours.

Flexible Repayments

LoanTap's affordable personal loan in Kolkata comes with flexible repayment options.

Minimum Documentation

You can avail an Instant loan in Kolkata by applying online with few basic documents

Transparent Process

Our loans in Kolkata come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Kolkata

To avail a personal loan in Kolkata, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Personal Loan in Kolkata
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Kolkata

To avail a personal loan in Kolkata, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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How we provide Personal Loan in Kolkata in 24-36 hours

online application
Online Application

Apply for your loan from the comfort of your home in Kolkata and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Kolkata.

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Loan in Kolkata.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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