Top Offers for Personal Loan in Kolkata

LoanTap Offers various customised Instant Personal loans in Kolkata

EMI-free

EMI Free

Interest only payment every month (40% lower monthly installment versus regular EMI) coupled with Bullet Payment every 3/6 months towards Principal. Ideal when: You receive additional income or an incentive every 3-6 months
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EMI-free

Step Up

Interest only Payment for 3 months followed by fixed EMI. Gives you space to manage expenses post an event. Ideal when: Heavy expenditure is involved in a particular event such as Wedding or a Medical Emergency.
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EMI-free

Term Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest. Each Installment reduces both interest and Principal amount. Ideal when: You know the precise Loan Amount needed and your income is consistent.
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Why take LoanTap’s Personal Loan in Kolkata?

Kolkata, previously known as Calcutta is the capital state of West Bengal. LoanTap offers a customised range of personal loans in the third-largest urban economy in India. These loans have been especially designed to meet the financial needs of people of Kolkata. If you are on the watch out for money lenders in Kolkata, LoanTap’s Personal loan in Kolkata is the right thing for you! Avail upto INR 10 Lakh in 24 hours and enjoy flexible repayment options, all from the comfort of your home in Kolkata.

Instant approval & disbursal

Instant approval & disbursal

Easy online process for loan sanction and fast disbursal within 24-36 hours
Flexible Repayment Option

Flexible Repayment Option

Flexibility to switch to EMI free loan, enhancement and accelerated repayment option after 6 months of disbursal
Higher Loan Amount

Higher Loan Amount

Option to choose from amount ranging from INR 50,000 to INR 10,00,000 basis your requirement
Longer Loan Tenure

Longer Loan Tenure

Flexibility to choose longer loan tenure from 6 months to 60 months making EMIs more affordable
Minimum documents

Minimum documents

We collect only what is basic minimum for all our custom personal loan products
Transparent Process

Transparent Process

No hidden charges, No pre-payment charges and secured processes
Eligibility criteria for Personal loan in Kolkata
  • Individuals with a minimum income of INR 30,000 are eligible to get a Personal Loan in Kolkata
  • Indian Citizen/Residents who are 21 years & above
Documents required for Availing a Personal loan in Kolkata
  • PAN Card
  • Salary Slips (last 3 months)
  • Salary Account Bank Statement (3/6 months)
  • Address Proof (If differs from permanent address)

Your Personal Loan, Your Way!

Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…

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Website
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Our App
Android
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WhatsApp
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Blogs

A Guide to Understanding Loan Repayment Plans offered by LoanTap
A Guide to Understanding Loan Repayment Plans offered by LoanTap
06/08/2020
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Personal Overdraft - It’s like Your Secret Stash of Money
Personal Overdraft - It’s like Your Secret Stash of Money
03/12/2019
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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

Example:
On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615