Top Offers - Personal Loan up to 4 Lakhs

LoanTap Offers various customised Personal loans Up to 4 Lakhs


Personal Loan - EMI Free

If you can wish to carry out partial home renovations or home painting services on EMIs, you must choose this personal loan offer. You can enjoy benefits of interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months at the comfort of your home in your city. This offer is Ideal for you if you are a salaried professional or working professionals, who receives regular bonus every few months. This loan helps you have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months. If you are looking to transform your Home or carry out Home improvement activities, choose this offer.

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Personal Term Loan

With a Personal Term Loan upto 4 lakhs, both salaried professional and business owners, can enjoy Fixed Equated Monthly installments, which contain both Principal and Interest amounts. This offer is best suited for you if you need financial assistance to fuel any money needs upto 4 lakhs. So if you wish to fund your purchases or needs on fixed EMIs and your income is constant and uninterrupted, this loan is the right choice for you.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have carried out multiple purchases or upgrades in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Personal Loan - Overdraft

If you have multiple expenses lined up and are unsure of the exact amount of your purchases or upgrades, a Personal Loan Overdraft is the perfect choice for you. It is the best alternative for you if you depend on Credit Cards most often. By opting for Overdraft, you can borrow upto 4 lakhs at half the interest rate of a Credit Card. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is best suited for individuals or businesses who have recurring expenses. So if you have multiple expenses or multiple upgrades lined up, apply for an Overdraft and enjoy Credit card like facility at half the interest rate.

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Why take LoanTap’s Personal Loan Upto 4 Lakhs?

Opting for home painting services from the best of the brands like Berger or Asian paints or be it getting financial assistance for a Medical emergency, LoanTap’s Personal loan offers are your best resolution for all your needs. For purchases priced within the range of INR 4,00,000, LoanTap brings a range of customised and flexible repayment options for Personal loan upto 4 lakhs. Instead of tapping your savings choose LoanTap and enjoy an easy online process and money in your account in 24 hours!

Instant Approval & Disbursal

Personal Loan up to 4 Lakhs can be availed with an easy application process in less than 24 hours

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options

Minimum Documentation

You can avail a Personal Loan up to 4 Lakhs by applying online with few basic documents

Transparent Process

Our Personal loans come with No hidden/pre-closure charges

Eligibility criteria for Personal Loan Up to 4 Lakhs

To avail a personal loan up to 4 Lakhs , you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan Up to 4 Lakhs
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan up to 4 Lakhs

To avail a personal loan up to 4 Lakhs , you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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Things you can Fund with Personal loan Up to 4 Lakhs

Home Painting

If you are looking forward to availing the best home painting services for your home, this personal loan upto 4 Lakhs is a perfect fit. Add color to your walls or be it wallpaper, you can choose the personal loan EMI free offer to fund home painting services from the best of the brands like Nerolac, Asian paints or Berger on easy EMIs.

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Home Renovation

If you wish to transform your home with the help of the best interior designer companies or replacing your old furniture with the latest designs, Personal loan up to 4 lakhs is perfect to carry out partial home improvement projects for your Home. Choosing LoanTap’s personal Term Loan offer is the best choice as you can carry out the activities and pay in easy EMIs.

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Medical Emergencies

Medical emergencies can come knocking at any hour. For the times when your Health Insurance fails to provide ultimate coverage, LoanTap’s Personal Loan up to 4 Lakhs assures full coverage. Be it hospital bills or post recovery bills, you can fund all the expenses arising out of medical reasons with our Personal loan offers.

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How we provide Personal Loan Up to 4 Lakhs within 24 hours

online application
Online Application

Apply for your loan while sitting at your home and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your doorstep

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Personal Loan Up to 4 Lakhs


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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