Top Offers - Personal Loan up to Rs. 1 Lakh

LoanTap Offers various customised Personal loans Up to Rs. 1 Lakh

EMI-free

EMI Free

Interest only payment every month (40% lower monthly installment versus regular EMI) coupled with Bullet Payment every 3/6 months towards Principal. Ideal when: You receive additional income or an incentive every 3-6 months
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EMI-free

Step Up

Interest only Payment for 3 months followed by fixed EMI. Gives you space to manage expenses post an event. Ideal when: Heavy expenditure is involved in a particular event such as Wedding or a Medical Emergency.
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EMI-free

Term Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest. Each Installment reduces both interest and Principal amount. Ideal when: You know the precise Loan Amount needed and your income is consistent.
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Why take LoanTap’s Personal Loan Upto Rs. 1 Lakh?

Be it buying the latest television, iPad or other electronics, We have EMI offers for all your needs! For expenses that are priced at INR 1,00,000, LoanTap customises Personal Loan offers to help make borrowing more affordable for you. Apply for LoanTap’s Personal loan upto INR 1,00,000 and take home the gadgets you desire in less than 24 hours*

Instant approval & disbursal

Instant approval & disbursal

Easy online process for loan sanction and fast disbursal within 24-36 hours
Flexible Repayment Option

Flexible Repayment Option

Flexibility to switch to EMI free loan, enhancement and accelerated repayment option after 6 months of disbursal
Higher Loan Amount

Higher Loan Amount

Option to choose from amount ranging from INR 50,000 to INR 10,00,000 basis your requirement
Longer Loan Tenure

Longer Loan Tenure

Flexibility to choose longer loan tenure from 6 months to 60 months making EMIs more affordable
Minimum documents

Minimum documents

We collect only what is basic minimum for all our custom personal loan products
Transparent Process

Transparent Process

No hidden charges, No pre-payment charges and secured processes
Eligibility criteria for Personal Loan Up to 1 Lakh
  • Individuals with a minimum income of INR 30,000 are eligible to get a Loan Up to 1 Lakhs
  • Indian Citizen/Residents who are 21 years & above
Documents required for Availing a Personal loan up to 1 Lakh
  • PAN Card
  • Salary Slips (last 3 months)
  • Salary Account Bank Statement (3/6 months)
  • Address Proof (If differs from permanent address)

Things you can Fund with Personal loan Up to 1 Lakh

Tablet/Ipad

Tablet/Ipad

Tablet/Ipad

You can own the latest tablets from leading brands such as Apple, Asus, Lenovo, HP, and Acer on easy EMIs with LoanTap’s Personal loan up to 1 lakh. You can now choose from the best of tablets and iPads that are fueled with top of the line features without worrying about the costs. Make multi tasking easy with the tablet of your choice.

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Television

Television

Television

You can purchase the latest LCD, LED or OLED Televisions on EMI, LoanTap’s personal Loan upto 1 Lakh can help you purchase the TV you always desired. Brands like Samsung, LG and sony offer great mid range televisions.

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Refrigerator

Refrigerator

Refrigerator

You can buy a top notch, smart refrigerator from brands like Samsung, LG or Electrolux with LoanTap’s customised offers on Personal loan up to 1 lakh. Choose the offer of your choice depending on your monthly budget and affordability of the loan and take home the refrigerator of your choice within 24 hours!

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Your Personal Loan, Your Way!

Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…

Apply Using
Website
Apply Using
Our App
iOS
Apply Using
WhatsApp

Blogs

Short term Personal loans - Answering a Few common questions
Short term Personal loans - Answering a Few common questions
03/07/2020
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Personal Loans to Meet your Financial Needs
Personal Loans to Meet your Financial Needs
26/10/2019
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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

Example:
On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615