Top Offers - Personal Loan up to Rs. 2 Lakh

LoanTap offers various customised Personal loans for Rs. 2 Lakh


Personal Loan - EMI Free

No matter what city you are residing in, you can enjoy benefits of interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months. This offer is ideal for you if you are a salaried professional or a banking professional, who receives regular bonus every few months. This loan helps you have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months. If you are looking for funds to upgrade gadgets or looking for funds to pay your kids’ school fees, choose this offer.

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Personal Term Loan

With a Personal Term Loan of Rs. 2 Lakh, both salaried professional and business owners can enjoy Fixed Equated Monthly installments, which contain both Principal and Interest amounts. This offer is best suited for you if you need financial assistance to make purchases for an amount up to Rs. 2 lakh. So if you know the price of your purchases and your income is constant and uninterrupted, this loan is the right choice for you.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Personal Loan - Overdraft

A Personal Loan Overdraft provides a suitable option for millennials who often depend on Credit Cards for their expenses. By opting for Overdraft, you can avail personal loan for Rs. 2 lakhs at half the interest rate of a Credit Card. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is best suited for individuals or businesses who have recurring expenses. So if you have multiple expenses lined up and are unsure about the pricing of your purchases, apply for an Overdraft and enjoy a Credit card like facility at half the interest rate.

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Why take LoanTap’s Personal Loan for Rs. 2 Lakh?

For the aspiring millennial population of India, LoanTap brings a range of offers on Personal loan up to Rs. 2 lakh. Be it purchasing a new Laptop or furniture for a new home, this personal loan is most suitable to meet any kind of financial needs at the most cost effective terms. Avail Upto INR 2,00,000 in less than 24 hours !

Instant Approval & Disbursal

Personal Loan up to Rs. 2 Lakh can be availed with an easy application process in less than 24 hours

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options

Minimum Documentation

You can avail a Personal Loan up to Rs. 2 Lakh by applying online with few basic documents

Transparent Process

Our Personal loans come with No hidden/pre-closure charges

Eligibility criteria for Personal Loan Up to Rs. 2 Lakhs

To avail a personal loan up to Rs. 2 Lakh , you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan Up to Rs. 2 Lakhs
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan up to Rs. 2 Lakhs

To avail a personal loan up to Rs. 2 Lakh , you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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Things you can Fund with Rs. 2 Lakh Personal Loan


If you are looking forward to purchasing the latest gadgets or wish to indulge in new upgrades, this personal loan up to Rs. 2 Lakh is a perfect fit for your financial needs. You can choose the personal loan EMI free offer to fund the purchases of the latest, top hand gadgets like Laptop or Play store console.

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School fees

If you wish to pay the annual school fees of your child and do not want to strain your monthly budget at once, Personal loan Term is the best choice. You can pay off the school fees at once and pay in easy EMIs!

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If you wish to refurbish your home with the latest designed furniture and your purchases are priced up to INR 2,00,00 a Personal loan - Overdraft is a good option. You do not need to depend on credit cards for your purchases, instead enjoy credit card-like facilities at lower interest rates.

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How we provide Personal Loan Up to Rs. 2 Lakhs within 24 hours

online application
Online Application

Apply for your loan while sitting at your home and upload the required documents

online application
Record your time for Representative visit/E-agreement

Download documents as per checklist, sign and handover to our representative who will come to your doorstep

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Personal Loan Up to Rs. 2 Lakh


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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