Top Offers - Short term Loan

LoanTap offers various customised short term loans

EMI-free

EMI Free

Interest only payment every month (40% lower monthly installment versus regular EMI) coupled with Bullet Payment every 3/6 months towards Principal. Ideal when: You receive additional income or an incentive every 3-6 months
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EMI-free

Step Up

Interest only Payment for 3 months followed by fixed EMI. Gives you space to manage expenses post an event. Ideal when: Heavy expenditure is involved in a particular event such as Wedding or a Medical Emergency.
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EMI-free

Term Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest. Each Installment reduces both interest and Principal amount. Ideal when: You know the precise Loan Amount needed and your income is consistent.
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Why take LoanTap’s Short term loans?

For any sudden or planned expense that pops up in the middle of the month that needs immediate attention, a short term personal loan can be solace. You can fuel all your purchases priced up to Rs. <2,00,000> with LoanTap’s customised short term loan offers. For purchases priced within the range of INR 2,00,000, LoanTap brings a range of customised and flexible repayment options with tenures upto 12 months. Not only can you reduce the monthly outgo towards EMIs but also enjoy an easy online process and get access to funds within 24 hours!

Instant approval & disbursal

Instant approval & disbursal

Easy online process for loan sanction and fast disbursal within 24-36 hours
Flexible Repayment Option

Flexible Repayment Option

Flexibility to switch to EMI free loan, enhancement and accelerated repayment option after 6 months of disbursal
Higher Loan Amount

Higher Loan Amount

Option to choose from amount ranging from INR 50,000 to INR 10,00,000 basis your requirement
Longer Loan Tenure

Longer Loan Tenure

Flexibility to choose longer loan tenure from 6 months to 60 months making EMIs more affordable
Minimum documents

Minimum documents

We collect only what is basic minimum for all our custom personal loan products
Transparent Process

Transparent Process

No hidden charges, No pre-payment charges and secured processes
Eligibility criteria for Short term loan
  • Individuals with a minimum income of INR 30,000 are eligible to get a Short term loan
  • Indian Citizen/Residents who are 21 years & above
Documents required for Availing a Short term loan
  • PAN Card
  • Salary Slips (last 3 months)
  • Salary Account Bank Statement (3/6 months)
  • Address Proof (If differs from permanent address)

Things you can Fund with short term loan

Gadgets

Gadgets

Gadgets

If you are looking forward to purchasing the latest gadget or wish to indulge in new upgrades, this Short term loan is a perfect fit for your financial needs. You can choose the personal loan EMI free offer to fund the purchases of the latest, top hand gadgets like Laptop or Play store console.

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Medical Emergencies

Medical Emergencies

Medical Emergencies

Medical emergencies can come knocking at any hour. For the times when your Health Insurance fails to provide ultimate coverage, LoanTap’s Short term loan assures full coverage. Be it hospital bills or post recovery bills, you can fund all the expenses arising out of medical reasons with our Personal loan offers.

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Home Improvements

Home Improvements

Home Improvements

If you wish to redecorate your home a bit or upgrade to better furniture for your home, Short term loan is perfect. You can execute the much awaited home improvement project you have been planning. Choosing LoanTap’s Short term loan offer is the best choice as you can carry out the activities and pay in easy EMIs.

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Your Personal Loan, Your Way!

Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…

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