Top Offers - Short term Loan

LoanTap offers various customised short term loans


Short term Loan - EMI Free

If you can wish to purchase any gadgets or any other electronics on EMIs, you must choose this short term personal loan offer. You can enjoy benefits of interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months from the comfort of your home. This offer is ideal for you if you are a salaried professional who receives regular bonus every few months. This loan helps you have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Short Term Loan - Term

With this short term loan, both salaried professional and business owners can enjoy Fixed Equated Monthly installments, which contain both Principal and Interest amounts. This offer is best suited for you if you wish to make purchases and want to repay in easy fixed EMIs. You can also have your family covered under a Health insurance plan and use this loan to pay the annual premium. Individuals with a constant, uninterrupted income often prefer this loan.

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Short term loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Short term loan - Step Up. If you have incurred multiple purchases in the initial months and will be fueled with more liquidity in the near 3-4 months, this short term personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Short Term Loan - Advance Salary

If you wish to purchase a gadget immediately and don’t want to wait for your salary to get credited, get our short term loan and repay in easy EMIs. This offer is ideal when you are facing a cash crunch in the short term and have your incentives due in the near 6 to 12 months span. This way you can service your loan regularly and pay off EMIs within a short tenure.

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Why take LoanTap’s Short term loans?

For any sudden or planned expense that pops up in the middle of the month that needs immediate attention, a short term personal loan can be solace. You can fuel all your purchases priced up to Rs. <2,00,000> with LoanTap’s customised short term loan offers. For purchases priced within the range of INR 2,00,000, LoanTap brings a range of customised and flexible repayment options with tenures upto 12 months. Not only can you reduce the monthly outgo towards EMIs but also enjoy an easy online process and get access to funds within 24 hours!

Instant Approval & Disbursal

Short term loan can be availed with an easy application process in less than 24 hours

Flexible Repayments

LoanTap's customised Short term loan comes with flexible repayment options

Minimum Documentation

You can avail a Short term loan by applying online with few basic documents

Transparent Process

Our short term loan come with No hidden/pre-closure charges

Eligibility criteria for Short term loan

To avail a Short term loan, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Short term loan
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Short term loan

To avail a Short term loan, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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Things you can Fund with short term loan


If you are looking forward to purchasing the latest gadget or wish to indulge in new upgrades, this Short term loan is a perfect fit for your financial needs. You can choose the personal loan EMI free offer to fund the purchases of the latest, top hand gadgets like Laptop or Play store console.

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Medical Emergencies

Medical emergencies can come knocking at any hour. For the times when your Health Insurance fails to provide ultimate coverage, LoanTap’s Short term loan assures full coverage. Be it hospital bills or post recovery bills, you can fund all the expenses arising out of medical reasons with our Personal loan offers.

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Home Improvements

If you wish to redecorate your home a bit or upgrade to better furniture for your home, Short term loan is perfect. You can execute the much awaited home improvement project you have been planning. Choosing LoanTap’s Short term loan offer is the best choice as you can carry out the activities and pay in easy EMIs.

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How we provide Short term loan within 24 hours

online application
Online Application

Apply for your loan while sitting at your home and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your doorstep or complete the steps online if your Aadhar is linked to your mobile number

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Short term loan

Apply Using WhatsApp

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