Personal loan Offers in Pune

LoanTap Offers various customised Personal loans in Pune


Personal Loan - EMI Free

In the city of Pune that is bustling with IT professionals, you can fulfill your financial needs with our Personal loan in Pune. Enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months.

This offer is ideal for you if you are a working professional who receives additional income from other sources or quarterly or half yearly bonus. This loan helps you have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

Pune is an important hub in India for tech professionals and many businesses have set up a base here. If you require online personal loans to meet any expenses, you can download the LoanTap app and fill out the online application. If you are over 21 years of age, earn a net monthly income of over Rs 30,000 and have a credit score between 680-730, you can easily apply for a personal loan online. All you need to do is fill up an online application and upload the necessary documents like PAN Card, Aadhaar card, Income proof and Bank statement. If everything is ok your online personal loan will be approved and credited to your account within 24 hours.

Online personal loans are collateral-free and the process is simple, quick and paperless. In case of any emergency, you can get your loan within 24 hours. Annual interest rates at LoanTap on online personal loans start from 18% while credit cards charge 30-36% annually. So, personal loans are getting more popular amongst the younger generation as they are much better for planned big-ticket expenses.

If you need an online personal loan just visit LoanTap and get your fund issue resolved in 24 hours. The biggest convenience of an online personal loan is that it is available round the clock irrespective of banking hours and holidays giving you complete flexibility to access funds whenever you need to.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up.

If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. Salaried Professionals who are involved in Frequent travelling for work or leisure prefer this loan as it allows them some time to recover from the expenses incurred during their previous travel.

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Personal Loan - Overdraft

You have heard of personal loans but you can also get an overdraft facility which can be used on a need basis. You can get a preapproved credit facility from which you can withdraw whenever the need arises. You will be charged interest on the actual amount withdrawn for the period of use. This gives you flexibility when you don’t know the exact amount needed. For example, if you are working on a home renovation project that could take months and expenses could come in phases. You don’t need to withdraw the entire sanctioned amount and pay interest. Instead, you can withdraw in installments based on your need. This will help you to keep your powder dry and not make extra interest payments on unused amounts.

LoanTap offers OD facility for salaried people which can be a great convenience in times of emergency since you don't have to wait for approvals. It works better than a credit card that charges 30-36% annually.

LoanTap provides overdraft facilities in several cities in India including Delhi, Mumbai, Chennai, Bangalore, Pune, Kolkata, Noida, Vadodara, Coimbatore, Bhopal, Jaipur, Lucknow, Ahmedabad, Bhubaneswar, Indore and more. So you can fill out the online application and get the representatives to collect the documents from your residence.

Check out the OD facility for salaried professionals from LoanTap. Short term funding will never be an issue again.

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Why take LoanTap’s Personal Loan in Pune?

We bring to you our range of Personal loan offerings in Pune, the second IT Hub of India! In this city with bustling IT millennials, we understand the importance of meeting your financial requirements at affordable terms. Thus, you can avail a personal loan in Pune with the most flexible repayment plans and attractive interest rates!

Instant Approval & Disbursal

Personal Loan in Pune can be availed with an easy online application process in less than 24 hours.

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options.

Minimum Documentation

You can avail a Personal loan in Pune by applying online with few basic documents.

Transparent Process

Our loans in Pune come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Pune

To avail a personal loan in Pune, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan in Pune
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Pune

To avail a personal loan in Pune, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof
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How we provide Personal Loan in Pune in 24-36 hours

online application
Online Application

Apply for your loan while sitting at your home in Pune and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Pune

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Loan in Pune.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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