Top Offers for Personal Loan in Chennai

LoanTap Offers various customised Personal loans in Mumbai


Personal Loan - EMI Free

With this Personal loan in Chennai, Chennaittes can enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months.

This offer is Ideal for you if you are a working professional, say at a bank or at an IT company, and receive quarterly or half yearly bonus. With this loan, you get a chance to reduce your monthly instalment by up to 40% and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

Have you ever needed funds in a hurry and wondered where to go or who to ask in Chennai? You may be a salaried professional or a self-employed person but financial emergencies can come up at any time. You may need funds for a medical emergency, a wedding, an urgent trip to your hometown, an expensive gadget, a rental deposit or whatever. Banks have specific working hours and you cannot rush them if your need is on a Sunday or a bank holiday. Here is where personal loan apps come in handy. You can download the LoanTap app and have the freedom to apply for a personal loan whenever you want. All you need to do is to fill out an online application and upload the necessary documents.

If the papers are in order LoanTap gives personal loan instant approval and the loan will be credited to your account. The entire process will not take more than 24 hours.

If you are over 21 years old, earn a net monthly income of over Rs 30000 and have a credit score of 680-730, you can apply for a personal loan on the LoanTap app.

So go ahead and download one of India’s leading personal loan apps- LoanTap on your smartphone and feel empowered whenever you need short term funds.

LoanTap offers personal loans from Rs 50,000- Rs 10,00,000 for tenures ranging from 6 months to 5 years at interest rates starting from 18% which is half of that charged by credit cards. Combined with personal loan instant approval, it is a convenient way to get funds for the short term.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up.

If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. Young Millennials of Chennai prefer this loan as it gives them room to manage lifestyle expenses or expenses arising out of frequent travelling.

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Personal Loan - Overdraft

Sometimes, you need a line of credit that can be used over a period of time without the entire amount being used at once. For example, if you need funds for working capital expenses, you cannot predict the exact amount needed. Or a home renovation project where the expenses will happen over a period of time and you don’t need to draw the money all at once. In such cases, if you take a personal loan, you will end up paying interest on money that has still not been put to use. Instead, you can opt for a personal loan od and pay interest only on the amount withdrawn.

If you need an instant overdraft loan in Chennai, you can check out the LoanTap app. LoanTap offers a personal loan od from Rs 50,000- Rs 10,00,000 for tenures ranging from 6 months to 60 months at interest rates starting from 18% per annum.

If you are over 21 years old, earn a net monthly income of over Rs 30,000 and have a credit score of at least 680-730, you can easily apply for an instant overdraft loan. All you need to do is fill out an online application on the LoanTap app and upload the necessary documents. If everything is in order, your personal loan OD will be approved and you can withdraw as per your requirement. The entire process won't take more than 24 hours.

What are you waiting for? Apply for an instant overdraft loan today and say goodbye to funding issues.

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Why take LoanTap’s Personal Loan in Chennai?

Chennai being one of the largest cultural, economic and educational centres of South India, has an aspiring millennial population. To further fuel the aspirations of these millennials, LoanTap brings a range of Personal loan offerings with best repayment plans. Avail upto Rs.10 lakhs for tenures ranging from 6 months to 60 months in less than 24 hours!

Instant Approval & Disbursal

Personal Loan in Chennai can be availed instantly with an easy application process in less than 24 hours

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options

Minimum Documentation

You can avail a Personal loan in Chennai by applying online with few basic documents

Transparent Process

Our loans in Chennai come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Chennai

To avail a personal loan in Chennai, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan in Chennai
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Chennai

To avail a personal loan in Chennai, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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How we provide Personal Loan in Chennai in 24-36 hours

online application
Online Application

Apply for your loan while sitting at your home in Chennai and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Chennai

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Loan in Chennai.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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