Top Offers for Personal Loan in Chennai

LoanTap Offers various customised Personal loans in Mumbai

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Personal Loan - EMI Free

With this Personal loan in Chennai, Chennaittes can enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months.

This offer is Ideal for you if you are a working professional, say at a bank or at an IT company, and receive quarterly or half yearly bonus. With this loan, you get a chance to reduce your monthly instalment by up to 40% and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

Whether you are a salaried professional or business owner, you can avail the option of this Personal Loan in Chennai where you repay in Fixed Equated Monthly installments. Your EMI contains both Principal and Interest amount. This personal loan is a classic loan delivered instantly with the use of technology. It is best suited for people in Chennai as they are traditional believers with a modern outlook. If you need financial assistance to bring home the smart TV for your home or need assistance to pay your child’s school fees, choose this loan.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up.

If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. Young Millennials of Chennai prefer this loan as it gives them room to manage lifestyle expenses or expenses arising out of frequent travelling.

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Personal Loan - Overdraft

A Personal Loan Overdraft is suitable for self employed as well as business professionals of Chennai who have recurring expenses lined up. This loan is like a credit card facility where you pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is best suited for individuals or businesses who have recurring expenses. So, if you have home renovation plans which involve multiple expenses for a few months, apply for an Overdraft and enjoy a personal Credit line Facility at half the interest rate of a Credit Card.

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Why take LoanTap’s Personal Loan in Chennai?

Chennai being one of the largest cultural, economic and educational centres of South India, has an aspiring millennial population. To further fuel the aspirations of these millennials, LoanTap brings a range of Personal loan offerings with best repayment plans. Avail upto Rs.10 lakhs for tenures ranging from 6 months to 60 months in less than 24 hours!

Instant Approval & Disbursal

Personal Loan in Chennai can be availed instantly with an easy application process in less than 24 hours

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options

Minimum Documentation

You can avail a Personal loan in Chennai by applying online with few basic documents

Transparent Process

Our loans in Chennai come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Chennai

To avail a personal loan in Chennai, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan in Chennai
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Chennai

To avail a personal loan in Chennai, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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How we provide Personal Loan in Chennai in 24-36 hours

online application
Online Application

Apply for your loan while sitting at your home in Chennai and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Chennai

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Loan in Chennai.

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Advance SalaryEMI Free LoanPersonal Overdraft

August 20, 2019

LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

Example:
On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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