Personal loan Offers in Bangalore

LoanTap Offers various customised Personal loans in Bangalore


Personal Loan - EMI Free

In the city of Bangalore, you can enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months.

This offer is Ideal for you if you are an IT professional who receives additional income from other sources or quarterly or half yearly bonus. This way you can have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

Bangalore is an expensive fast-paced city that is home to technology professionals which is why it is called the Silicon Valley of India. Getting an instant personal loan is a preferred method used by millennials to raise short term funds for a variety of reasons. Instant personal loans are collateral-free loans that can be availed of easily. LoanTap offers instant personal loans online. So if you are a salaried or self-employed person in Bangalore, in need of an instant personal loan, you can download the LoanTap app and fill out the online application. You will need to upload the supporting documents or hand them over to LoanTap representatives. Once the documents are verified you can get your instant personal loan credited within 24 hours. LoanTap offers instant personal loans from Rs 50,000- Rs 10,00,000 for periods ranging from 6 months to 5 years with interest rates starting from 18% per annum.

If you are over 21 years, earn a net monthly income of over Rs 30,000 and have a credit score of 680-730, you can apply for an instant personal loan online. You can pay off the installments over the agreed tenure. The process of applying for an instant personal loan online is quick, easy and seamless.

An instant personal loan can solve your short term funding issues with great ease. It works out cheaper than credit cards which charge 30-36% annually.

Get an instant personal loan from LoanTap to sort out your short term funding woes.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. Frequent travellers of Bangalore prefer this loan as it allows them some time to recover from the expenses of their last trip.

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Personal Loan - Overdraft

Instead of going for a personal loan, you can choose an overdraft loan. An overdraft facility gives you the flexibility of getting pre-approval for a certain limit based on your eligibility. You can withdraw as much as you want depending on your need. You will be charged interest only on the amount withdrawn for the time utilized and not on the sanctioned limit. This gives a lot of flexibility to the borrower, especially in the case of expenses like home renovation where money is needed in phases and not all at once. LoanTap offers OD Loan facility to those over 21 years and earning a net monthly income of over Rs 30,000 with a good credit score between 680-730. The overdraft facility is good to have as you can withdraw money for any emergency without waiting for fresh approval. It works perfectly if you are using this facility to finance your working capital requirements. This will help you tide over working capital needs whenever they arise.

Getting an overdraft facility from LoanTap is very easy. It is quick, simple and involves minimum documentation. Once the OD loan is approved, you can use it at your convenience and repay accordingly. It saves you the trouble of applying for loans repeatedly and you can save on processing fees as well. If you are salaried or self-employed in Bangalore, this is a good way to finance your expenses in the short term.

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Why take LoanTap’s Personal Loan in Bangalore?

Bangalore, also known as ‘Bengaluru’ is the Millennial hub of India. LoanTap offers a customised range of loans in this IT capital.

These loans have been designed to match the fast paced lifestyle and requirements of Bangaloreans. Whether you are an aspiring millennial who has just shifted to Koramangala or a seasoned IT professional working in Whitefield, you can fuel your aspirations and fulfill your needs with LoanTap’s pocket friendly Personal Loan in Bangalore. Avail upto INR 10 Lakh in less that 24 hours* at the most attractive interest rates.

Instant Approval & Disbursal

Personal Loan in Bangalore can be availed with an easy application process in less than 24 hours.

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options.

Minimum Documentation

You can avail a loan in Bangalore by applying online with few basic documents

Transparent Process

Our loans in Bangalore come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Bangalore

To avail a personal loan in Bangalore, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 can apply for a loan for laptop
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Bangalore

To avail a personal loan in Bangalore, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof
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How we provide Personal Loan in Bangalore in 24-36 hours

online application
Online Application

Apply for your loan while sitting at your home in Bangalore and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Bangalore

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Loan in Bangalore.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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