Top Offers - Personal Loan up to Rs. 10 Lakhs

LoanTap Offers various customised Personal loans up to Rs. 10 Lakhs


Personal Loan - EMI Free

If you have planned home improvement activities to refurbish your entire home, it could easily cost Rs. 8 to 10 lakhs. To reduce the strain on your monthly budgets and avail these services on easy EMIs, you must choose this personal loan offer. You can enjoy benefits of interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months from the comfort of your home via laptop or phone. This offer is ideal for you if you are a salaried professional who receives regular bonus every few months. This loan helps you have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

With a Personal Term Loan up to Rs. 10 lakhs, both salaried professional and business owners can enjoy Fixed Equated Monthly installments, which contain both Principal and Interest amounts. This offer is best suited for you if you need financial assistance to fuel any cash needs up to Rs. 10 lakhs. So if you wish to purchase a car or avail complete home improvement services like painting and refurbishing your home on fixed EMIs and your income is constant and uninterrupted, this loan is the right choice for you.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have carried out multiple upgrades or need to plan a holiday or wedding, this loan offer is ideal as you will incur expenses in the initial months and will be fueled with more liquidity in the near 3-4 months. With this offer, you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Personal Loan - Overdraft

If you have multiple purchases lined up or are planning an event, you might not know the exact amount of expenses involved despite having an estimate.In these kinds of situations, a Personal Loan Overdraft is the perfect choice for you. It is the best alternative for you if you depend on Credit Cards for most of your purchases. By opting for Overdraft, you can borrow up to Rs. 10 lakhs at half the interest rate of a Credit Card. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is also best suited for individuals or businesses who have recurring expenses. So if you have multiple expenses or multiple upgrades lined up or are unaware of the exact amount of funds required for a specific event, apply for an Overdraft and enjoy a Credit card like facility at half the interest rate.

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Why take LoanTap’s Personal Loan up to Rs. 10 Lakhs?

Whatever the need, LoanTap’s Personal loan up to Rs. 10 Lakhs is suitable for any and all needs. All millennials can fuel all their expenses priced up to Rs. 10 lakhs with LoanTap’s Personal loan offers. For purchases priced within the range of INR 10,00,000, LoanTap brings a range of customised and flexible repayment options for Personal loan. So plan your purchases, holiday or even wedding without the worry of finances!

Instant Approval & Disbursal

Personal Loan up to Rs.10 Lakhs can be availed with an easy application process in less than 24 hours

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options

Minimum Documentation

You can avail a Personal Loan up to Rs.10 Lakhs by applying online with few basic documents

Transparent Process

Our Personal loans come with No hidden/pre-closure charges

Eligibility criteria for Personal Loan Up to 10 Lakhs

To avail a personal loan up to 10 Lakhs, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan Up to 10 Lakhs
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan up to 10 Lakhs

To avail a personal loan up to 10 Lakhs, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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Things you can Fund with Personal loan Up to 10 Lakhs

Home Renovation

A full renovation project along with consulting expert interior designers costs INR 8,00,000 to 10,00,000. You can carry out Home improvement activities from the best of the brands within 24 hours. Choosing LoanTap’s personal EMI Free Loan offer is the best choice as you can avail these services and repay us via easy EMIs.

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If you wish to purchase that car that you always wanted there is no reason to delay. LoanTap’s Personal loan up to Rs.10 Lakhs will help you purchase the car you want from the best of the dealers in less than 24 hours. Personal Term Loan is a suitable offer for such purchases.

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Holiday / Wedding

If you wish to plan a wedding or any abroad travel for honeymoon, LoanTap’s Personal loan Up to 10 Lakhs will help cover any expenses arising from planning these events. Choosing a Personal loan - step up is ideal for this purpose as it allows an interest only period for 3 months enabling you to recover from the expenses incurred.

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How we provide Personal Loan Up to 10 Lakhs within 24 hours

online application
Online Application

Apply for your loan while sitting at your home and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your doorstep

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Personal Loan Up to 10 Lakhs


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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