Top Offers for Personal loan in Lucknow

LoanTap offers various customised Personal loans in Lucknow


Personal Loan - EMI Free

In this Capital state of Uttar Pradesh, you can enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months. This offer is Ideal for you if you are a working professional who receives additional income from other sources or quarterly or half yearly bonus. This way you can have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

Lucknow is a beautiful city with a vibrant culture. If you are looking for a personal loan for self-employed people in Lucknow, you can check out LoanTap. A personal loan is collateral-free and can be used for any purpose. Getting an online loan using personal loan apps is a breeze. You can download the app, fill out the online application and upload the necessary documents. If you are over 21, earn a net monthly income of over Rs 30000 and have a credit score of at least 680-730, you are ready to apply for a LoanTap personal loan. LoanTap offers personal loans for self-employed people from Rs 50,000- Rs 10,00,000 for tenures ranging from 6 months to 60 months. Annual interest rates start from 18% while credit cards charge 30-36% annually.

Moreover, you can use personal loan apps around the clock so you are not restricted by banking hours/holidays.

You get access to the loan within 24-36 hours of application which is great in case of an emergency.

Personal loan apps are quick, convenient, seamless and paperless which makes them popular among the millennials. LoanTap is one of India’s leading personal loan apps. For all your short term expenses you can choose to take a personal loan from LoanTap. It ill help you manage your finances better.

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Personal Loan - Step Up

Residents of Lucknow can enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan in Lucknow is the best choice for you! This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Personal Loan - Overdraft

Personal overdrafts are a variant of personal loans. The advantage of personal overdraft over personal loans is that you pay interest only on the amount utilized and not on the amount sanctioned. This is useful when you need to spend over a period of time and not all at once. Once you get a personal overdraft it becomes a running line of credit for the agreed tenure. You can withdraw any amount you want within the limit and pay interest for the period it is utilized. LoanTap offers an online overdraft facility from Rs 50,000-Rs 10,00,000 for periods from 6 months to 60 months at interest rates starting from 18% per annum. It works out cheaper than credit cards which charge 30-36% interest annually.

You are over 21 years old. You earn a net monthly income of over Rs 30,000 and have a credit score between 680-730. Congratulations! You are eligible to apply for LoanTap’s personal overdraft facility.

Now you can plan your expenses and withdraw at your convenience without the burden of additional interest on the unused amount. Go ahead and start the home renovation project you have been putting off. Online overdraft facility is one of the best products offered by LoanTap since it is tailored to meet your unique needs without the burden of too much paperwork.

A quick, seamless and paperless method to get access to funds when you need them is what LoanTap’s online overdraft facility offers. Make it yours.

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Why take LoanTap’s Personal Loan in Lucknow?

Lucknow, the capital city of Uttar Pradesh is an important centre for education, commerce, aerospace, finance, pharmaceuticals, technology and tourism. In this Multicultural city bustling with dreams, LoanTap brings a wide range of customised personal loan offerings for the people of Lucknow. These loans are designed keeping in mind the financial requirements of the millennials residing in Lucknow. Enjoy the best offers when you avail our personal loan in Lucknow and lower your monthly cash outgo towards the EMIs!

Instant Approval & Disbursal

Instant Loan in Lucknow can be availed with an easy online application process in less than 24 hours.

Flexible Repayments

LoanTap's customised personal loan in Lucknow comes with flexible repayment options.

Minimum Documentation

You can avail an online loan in Lucknow by applying online with few basic documents

Transparent Process

Our Instant loans in Lucknow come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Lucknow

To avail a Personal loan in Lucknow, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Personal Loan in Lucknow
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Lucknow

To avail a Personal loan in Lucknow, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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How we provide Personal Loan in Lucknow in 24-36 hours

online application
Online Application

Apply for your loan from the comfort of your home in Lucknow and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Lucknow.

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your online Loan in Lucknow.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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