Top Offers for Air Conditioner Loan

LoanTap offers customised personal loans that are best suited for buying an Air Conditioner.


Air Conditioner Loan EMI Free

The EMI Free Loan for Air conditioner is best suited to purchase premium Air conditioners ranging from INR 50,000 to INR 90,000. Air conditioners from Samsung and Blue Star can be purchased with this Loan. You can pay low monthly instalments consisting of only interest along with bullet Payments towards the principal outstanding every 3/6 months.This offer is Ideal when you receive additional income from other sources or incentives every 3/6 months. This way you can have a 40% lower monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Air Conditioner Term Loan

To buy an Air conditioner on EMI, choose this option. A Term Loan for Air conditioner can be availed to make purchases in the range of INR 30,000 to INR 50,000. You can purchase a LG or Voltas Air Conditioner and pay back in Fixed Equated Monthly Installments, where your EMI consists of both Principal and interest components. This offer is best suited for you if you are aware of the exact brand and model that you want to purchase and your monthly income is constant.

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Air Conditioner Loan Step Up

A Step up Loan for Air conditioner is best suited to purchase an air conditioner in the Mid to high range, i,e, from INR 40,000 to INR 90,000. You can purchase a Samsung, LG or Blue Star air conditioner and enjoy interest only payments for the first 3 months followed by fixed monthly installments for the remaining tenure.This Air conditioner Loan offer is suitable for you if you are upgrading your other appliances as well and thus have more lined up expenses in the coming few months. With this option, you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Why take LoanTap’s Air Conditioner Loan?

With the rising heat every summer, an air conditioner is the need of the hour. Air Conditioners today are fueled with various smart features like auto temperature control, high class motors, auto sleep mode and so on! ACs with such smart features ought to come with a big price. With LoanTap’s Air conditioner Loan, No AC would ever be out of your budget. You can buy the best Air conditioners without worrying about your budgets and also without denting your pockets in one go. Owning an Air conditioner has become a lot more affordable with LoanTap’s flexible repayment offers. So wait no more!

Instant Approval & Disbursal

Avail Air conditioner on EMI with a simple online process in less than 24 hours.

Flexible Repayments

Choose how you want to repay your Air conditioner Loan from a variety of repayment options.

Minimum Documentation

You can get an Air conditioner on EMI with basic minimum documents.

Transparent Process

Our Air conditioner Loan comes with No hidden/pre-closure charges.

Eligibility criteria for availing Air conditioner Loan

If you are looking forward to availing a loan for buying the latest Air conditioner, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 can apply for our Air conditioner Loan
  2. Indian Citizen/Residents who are 21 years & above
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Basic Documents required for availing Air conditioner Loan

If you are looking forward to availing a loan for buying the latest Air conditioner, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof
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Top Brands for Air conditioners


Samsung brings a range of premium air conditioners with the most top notch features like controlled energy consumption and HD filtration. These air conditioners range from INR 30,000 to INR 1,00,000. You can avail our Air conditioner EMI Free Loan to purchase the latest Samsung air conditioners.

Samsung 1.5 Ton 5-Star Inverter Split AC – AR18NV5HLTRNNA and Samsung AR18NV3HEWK 1.5 Ton 3 Star Split AC are popular purchases among Millennial families.

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LG offers a wide range of premium air conditioners that have active energy consumption control features. These air conditioners are ranging from INR 25,000 to INR 60,000. You can avail Term Loan for air conditioners to Purchase the best LG air conditioners.

LG 1.5 Ton 3-Star Inverter Split AC – Q18YNXA and LG 1.5 Ton 5-Star Inverter Split AC – KS-Q18YNZA are best selling AC models from LG.

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Voltas Air conditioners are eco friendly and are fueled with a sleep mode facility and 2 stage filtration feature. They have been popular for Mid range air conditioners ranging from INR 20,000 to INR 80,000. You can avail the most stylish, smart air conditioners with Air conditioner Term Loan. Voltas 1.5 Ton 3-Star Inverter Split AC – 183V CZT/183 VCZT2 and Voltas 1.5 Ton 3 Star Wi-Fi Split AC with Amazon Alexa (Smart AC) are most popular among modern households.

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Blue Star

Blue Star brings a variety of Mid to premium range of air conditioners ranging from INR 40,000 to INR 90,000. A wide range of air conditioners with anti bacterial filters can be availed with the help of EMI Free Loan for Air conditioner. Blue Star 1.5 Ton 4.75-Star Split AC BI-5CNHW18PAFU is one of the highest selling AC from Blue Star.

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How we provide Air conditioner Loans in 24-36 hours

online application
Online Application

Apply for your Air conditioner Loan and upload the required documents

online application
Record your time for Representative visit/E-agreement

Download documents as per checklist, sign and handover to our representative or sign the agreement digitally

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your loan for Air conditioner.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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