Top Offers for Furniture Loan

LoanTap offers customised personal loans that are suitable for buying Furniture on instalment basis.


Furniture Loan - EMI Free

This Furniture Loan is best suited to sponsor your high range purchases between INR 1,00,000 to INR 3,00,000 from brands like Pepperfry and Godrej Interio. Avail a furniture and pay low monthly instalments consisting of only interest along with bullet Payments towards the principal outstanding every 3/6 months.

This offer is Ideal when you receive additional income from other sources or incentives every 3/6 months. This way you can have a reduced EMI outgo every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Furniture Term Loan

The Term Loan for Furniture allows you to payback in Fixed Equated Monthly installments where interest is recalculated on the fresh principal outstanding every month. This Loan for Furniture is ideal to purchase mid range furniture in the range of INR 50,000 to INR 1,50,000 from brands like Home Centre.

This offer is best suited for you if you are aware of the exact loan amount and your income is constant.

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Furniture Loan - Step Up

This Furniture Loan is ideal for purchase in the range of INR 1,00,000 to INR 2,00,000 from Brands like Godrej Interio, Home Centre and Pepperfry. Enjoy interest only payments for the first 3 months followed by fixed monthly installments for the remaining tenure with this Loan for Furniture.

This Personal loan offer is suitable for you if you have more expenses lined up in the coming few months and will be fueled with more liquidity in the near 3-4 months. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Furniture Loan - Overdraft

An Overdraft facility for Furniture is suitable to purchase Mid to high range Furniture ranging from INR 1,50,000 to INR 3,00,000 from brands like PepperFry or Godrej. Choose this offer if you are refurbishing your entire home and are yet to select the brands for the rest of the home furnishings. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. So, no rush of selecting everything at once and no need to worry about budget. Enjoy Credit card-like facilities at half the interest rate.

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Why take LoanTap’s Furniture Loan?

Whether buying furniture for your new home or replacing old furniture with the latest designs, it may turn out to be costlier than you think. However, it still adds up to an amount which will surely dent your savings. No need of spending such a large amount at once, get furniture on emi basis and spare your savings.To help you spread the costs over a longer tenure, get furniture on installment with LoanTap’s Furniture Loan. So, feel like a king on that sofa you were longing for, without worrying about the finances!

Instant Approval & Disbursal

Avail a Furniture Loan with a simple online process in less than 24 hours.

Flexible Repayments

Choose how you want to repay your Furniture loan from a variety of repayment options. You can get Furniture on EMI Basis or by get a Furniture Loan - Overdraft facility as per your need.

Minimum Documentation

You can get the option to buy furniture on installment basis by uploading basic minimum documents.

Transparent Process

Our Furniture Loan comes with no hidden/pre-closure charges.

Eligibility criteria for availing a Furniture Loan

If you are looking forward to availing a Furniture Loan, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 can apply for a Furniture Loan.
  2. Indian Citizen/Residents who are 21 years & above
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Basic Documents required for availing Furniture Loan

If you are looking forward to availing a Furniture Loan, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof
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Top Brands for Furniture


Pepper brings a wide variety of stylish furniture priced between INR 50,000 to INR 3,00,000. You can purchase furniture for living rooms, dining area, kitchen, garden furnishing, study and play area for your home. The Furniture Loan - EMI Free is ideal to make purchases in the said pricing range

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Home Centre

Lifestyle Home centre is popular in catering to mid range furniture. The furniture is priced between INR 20,000 to INR 1,50,000. Home centre is specialised in Home decor, Home and garden furnishing. Furniture Term Loan is ideal for you if you are looking forward to purchasing your furniture from Home Centre.

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Godrej Interio

Godrej has introduced a range of cost effective furnishing for your Home. Wardrobes, beds, Sofa sets, dining furniture are some of their popular products. Their furniture is priced in the range of INR 50,000 to INR 2,00,000. Furniture Loan - Step Up is Ideal for purchasing furniture from Godrej.

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How we provide Furniture Loans in 24-36 hours

online application
Online Application

Apply for your Furniture Loan online and upload the required documents

online application
Record your time for Representative visit/Sign E-Agreement

Download documents as per checklist, sign and handover to our representative or sign e-agreement sitting in the comfort of you home

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Furniture Loan.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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