Top Offers for Home Renovation Loan

LoanTap offers customised personal loans that are best suited for carrying out - Project Home Renovation!


Home Renovation Loan EMI Free

The EMI Free Loan for Home Renovation is best suited to avail Home Improvement activities especially if you desire to renovate your entire home. You can appoint an interior designer, shop from the best of the brands for furniture and fixtures and enjoy low monthly instalments consisting of only interest along with bullet Payments towards the principal outstanding every 3/6 months.This offer is Ideal when you receive additional income from other sources or incentives every 3/6 months. This way you can have a 40% lower monthly instalment every month and make lump sum payments towards the principal outstanding every 3/6 months.

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Home Renovation Term Loan

To avail Home Renovation services on EMI, choose this option. A Term Loan for Home Improvement services can be availed if you wish to transform a few parts of your home. You can carry out Home Improvement activities from the best of the brands and convert your expenses into fixed Equated Monthly installments, where your EMI consists of both Principal and interest components. This offer is best suited for you if you have an exact estimate of the expenses you would incur for renovating your home.

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Home Renovation Loan Step Up

A Step up Loan for Home Renovation is best suited to avail mid to high range of services, appliances and fixtures. You can avail this Home Renovation Loan and enjoy interest only payments for the first 3 months followed by fixed monthly installments for the remaining tenure.This Home Renovation Loan offer is suitable for you if you wish to transform your entire home and thus have more lined up expenses in the coming few months. With this option, you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Why take LoanTap’s Loan for Home Renovation?

Be it choosing furniture from top brands like Godrej or Pepperfry or adding new color to your home with Asian Paints or Nerolac, or even appointing an interior specialist to refurbish your house into a dream home, Home improvement is sooner or later on everyone’s list. However, these activities do debit a large chunk from your bank accounts! With LoanTap’s Home Renovation Loan, you can carry out your home improvement project on easy EMIs. LoanTap has customised various offers so that you can enjoy Home Improvement services from the best of the brands without worrying about the costs.

Instant Approval & Disbursal

Avail Home Renovation services on EMI with a simple online process in less than 24 hours.

Flexible Repayments

Choose how you want to repay your Home Renovation Loan from a variety of repayment options.

Minimum Documentation

You can get Home Renovation services on EMI by uploading basic minimum documents.

Transparent Process

Our Home Renovation Loan comes with No hidden/pre-closure charges.

Eligibility criteria for availing Home Renovation Loan

If you are looking forward to availing a loan for Home Renovation, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 can apply for our Loan for Home Improvement services
  2. Indian Citizen/Residents who are 21 years & above
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Basic Documents required for availing Home Renovation Loan

If you are looking forward to availing a loan for Home Renovation, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof
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Top Brands for Home Renovation services


Livspace is one of the most trusted interior design companies in India. They help you design and curator your interior plans and help deliver the best of services for your Home Improvement requirements. It is popular amongst Indian millennials as you can enjoy free consultation online and meet installation and civil work services at affordable prices. Home Improvement services with Livspace are priced between INR 6,00,000 to INR 10,00,000 depending on your requirements. An EMI Free Loan for Home Renovation is suitable for availing services from this brand.

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Housejoy allows you to customise your home in many ways, be it choosing from the material, furnishing, interiors etc. They have a pool for qualified interior designers and verified technicians that will help you transform your house into your dream home! Their services are priced from Rs. 110/sq ft and upwards. You can choose a Term Loan for Home renovation from LoanTap to fulfill your needs and refurbish your home, the way you want it.

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Paam Construction

Paam Construction is a pioneer in providing Home Interiors and other related services. With a team of skilled professionals and designers, they provide the best possible home renovation solutions to aspiring millennials. You can access their 2D and 3D designs in order to help you make your decision against your desired improvement plans. Their packages are priced between INR 5,50,000 and INR 8,00,000 depending on your requirements. You can meet your Home Improvement Requirements from Paam construction with LoanTap’s customised offers for Home Renovation.

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How we provide Home Renovation Loans in 24-36 hours

online application
Online Application

Apply for your Loan for Home Improvement services and upload the required documents

online application
Record your time for Representative visit/E-agreement

Download documents as per checklist, sign and handover to our representative or sign the agreement digitally

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your loan for Home Improvement services.


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Personal Loan Tips

January 02, 2020

LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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