Top Offers for Refrigerator Loan

LoanTap offers customised personal loans that are best suited for buying a Refrigerator.


Refrigerator Loan EMI Free

The EMI Free Loan for Refrigerator is best suited to purchase premium refrigerators ranging from INR 90,000 to INR 3,00,000. Refrigerators from Samsung and Electrolux can be purchased with this Loan. You can pay low monthly instalments consisting of only interest along with bullet Payments towards the principal outstanding every 3/6 months.This offer is Ideal when you receive additional income from other sources or incentives every 3/6 months. This way you can have a 40% lower monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Refrigerator Term Loan

To buy a Refrigerator on EMI, choose this option. A Term Loan for refrigerator can be availed to make purchases in the range of INR 50,000 to INR 1,00,000. You can purchase a LG or Whirlpool refrigerator and pay back in Fixed Equated Monthly installments, where your EMI consists of both Principal and interest components. This offer is best suited for you if you are aware of the exact brand and model that you want to purchase and your monthly income is constant.

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Refrigerator Loan Step Up

A Step up Loan for Refrigerator is best suited to purchase a refrigerator in the Mid to high range, i,e, from INR 90,000 to 2,00,000. You can purchase a Samsung, Whirlpool or Electrolux refrigerator and enjoy interest only payments for the first 3 months followed by fixed monthly installments for the remaining tenure.This Refrigerator Loan offer is suitable for you if you are upgrading your other appliances as well and thus have more lined up expenses in the coming few months. With this option, you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure.

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Why take LoanTap’s Refrigerator Loan?

A good refrigerator is an essential part of your kitchen. Refrigerators are not just spacious these days but come with Smart features that even tell you which food needs to be replenished. But these fridges often come with a big price tag. Don’t Worry, With LoanTap’s Fridge Loan, no fridge is beyond your reach. You can buy the best model of Refrigerators without worrying about a one time heavy expense wound otherwise dent your savings.

We make refrigerators more affordable to own by bringing to you an option to buy a refrigerator on instalment basis. Avail loan for the full amount of your fridge cost and take home the latest refrigerator in less than 24 hours.

Instant Approval & Disbursal

Avail Refrigerator Loan online in less than 24 hours.

Flexible Repayments

Choose how you want to repay your Loan for Refrigerator

Minimum Documentation

You can get a loan for buying a Refrigerator with basic minimum documents

Transparent Process

Our Personal loans for Refrigerator come with No hidden/pre-closure charges.

Eligibility criteria for availing Refrigerator Loan

If you are looking forward to availing a loan for buying the latest refrigerator, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 can apply for a Refrigerator Loan
  2. Indian Citizen/Residents who are 21 years & above
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Basic Documents required for availing Refrigerator Loan

If you are looking forward to availing a loan for buying the latest refrigerator, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof
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Top Brands for Refrigerator


Samsung brings a range of premium refrigerators ranging from INR 14,000 to 3,50,000. You can avail Refrigerator EMI Free Loan to purchase the latest Samsung refrigerators. RF28N9780SG French Door (810L) and RR26T389YUT Single Door with Stylish Grandé Design (255L) are popular purchases among Millennial families.

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LG offers a wide range of premium, stylish and affordable refrigerators ranging from INR 25,000 to INR 90,000. You can avail Term Loan for refrigerator to Purchase the best LG refrigerator. GL-T292RPZ4 and GL-T322RPZY are best selling models from LG.

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Whirlpool has been popular for Mid range refrigerators ranging from INR 14,000 to INR 1,15,000. You can avail the most stylish and affordable refrigerators with Refrigerator Term Loan. Icemagic Pro 215L Single Door Refrigerator and the W Series are most popular among modern households.

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Electrolux brings a variety of Mid to premium range of refrigerators ranging from INR 1,12,000 to INR 3,18,000. A wide range of refrigerators with 150 to 600lt capacities can be availed with the help of EMI Free Loan for Refrigerator. EW23BC87SS and EW26SS75QS are few of the popular models brought to you by Electrolux.

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How we provide Refrigerator Loans in 24-36 hours

online application
Online Application

Apply for your Refrigerator Loan and upload the required documents

online application
Record your time for Representative visit/E-agreement

Download documents as per checklist, sign and handover to our representative or sign the agreement digitally

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your loan for refrigerator.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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