Top Offers - Personal Loan up to Rs. 1 Lakh

LoanTap Offers various customised Personal loans Up to Rs. 1 Lakh


Personal Loan - EMI Free

If you wish to purchase a television or refrigerator on EMIs, you must choose this personal loan offer. You can enjoy benefits of interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months from the comfort of your home. This offer is ideal for you if you are a salaried professional or working professional, who receives regular bonus every few months. This loan helps you have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months. This way you can take home your upgrades without denting your monthly budgets.

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Personal Term Loan

With a Personal Term Loan upto Rs. 1 lakh, both salaried professional and business owners, can enjoy Fixed Equated Monthly installments, which contain both Principal and Interest amounts. This offer is best suited for you if you need to fuel your purchases priced up to Rs. 1 lakh. So if you wish to avail carry out upgrades like electronics or kitchen appliances on fixed EMIs and your income is constant and uninterrupted, this loan is the right choice for you.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have carried out multiple purchases or upgrades in the previous months and are certainly sure that you will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. This way you do not need to keep your upgrades on a hold and neither stress about high EMIs.

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Personal Loan - Advance Salary

If you wish to purchase a television or a refrigerator immediately and don’t want to wait for your salary to get credited, get a Personal loan up to Rs. 1,00,000 and repay in easy EMIs. This offer is ideal when you are facing a cash crunch in the short term and have your incentives due in the near 6 to 12 months span. This way you can service your loan regularly and pay off EMIs within a short tenure.

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Why take LoanTap’s Personal Loan Upto Rs. 1 Lakh?

Be it buying the latest television, iPad or other electronics, We have EMI offers for all your needs! For expenses that are priced at INR 1,00,000, LoanTap customises Personal Loan offers to help make borrowing more affordable for you. Apply for LoanTap’s Personal loan upto INR 1,00,000 and take home the gadgets you desire in less than 24 hours*

Instant Approval & Disbursal

Personal Loan up to 1 Lakh can be availed with an easy application process in less than 24 hours

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options

Minimum Documentation

You can avail a Personal Loan up to 1 Lakh by applying online with few basic documents

Transparent Process

Our Personal loans come with No hidden/pre-closure charges

Eligibility criteria for Personal Loan Up to 1 Lakh

To avail a personal loan up to 1 Lakh , you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan Up to 1 Lakhs
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan up to 1 Lakh

To avail a personal loan up to 1 Lakh , you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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Things you can Fund with Personal loan Up to 1 Lakh


You can own the latest tablets from leading brands such as Apple, Asus, Lenovo, HP, and Acer on easy EMIs with LoanTap’s Personal loan up to 1 lakh. You can now choose from the best of tablets and iPads that are fueled with top of the line features without worrying about the costs. Make multi tasking easy with the tablet of your choice.

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You can purchase the latest LCD, LED or OLED Televisions on EMI, LoanTap’s personal Loan upto 1 Lakh can help you purchase the TV you always desired. Brands like Samsung, LG and sony offer great mid range televisions.

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You can buy a top notch, smart refrigerator from brands like Samsung, LG or Electrolux with LoanTap’s customised offers on Personal loan up to 1 lakh. Choose the offer of your choice depending on your monthly budget and affordability of the loan and take home the refrigerator of your choice within 24 hours!

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How we provide Personal Loan Up to 1 Lakh within 24 hours

online application
Online Application

Apply for your loan while sitting at your home and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your doorstep

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Personal Loan Up to 1 Lakh


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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