Personal loan Offers in Bangalore

LoanTap Offers various customised Personal loans in Bangalore

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Personal Loan - EMI Free

In the city of Bangalore, you can enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months.

This offer is Ideal for you if you are an IT professional who receives additional income from other sources or quarterly or half yearly bonus. This way you can have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

With a Personal Term Loan, salaried professionals and business owners can enjoy Fixed Equated Monthly installments which contain both Principal and Interest amount. This offer is best suited for you if you have just shifted to Bangalore and need financial assistance to buy furniture and electronics for your new home. So if you know the price of your purchases, are aware of the exact loan amount and tenure and your income is constant and uninterrupted, wait no more!

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up. If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. Frequent travellers of Bangalore prefer this loan as it allows them some time to recover from the expenses of their last trip.

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Personal Loan - Overdraft

A Personal Loan Overdraft is suitable for self employed and business professionals of Bangalore. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is best suited for individuals or businesses who have recurring expenses. So, if you have recently bought a house in Bangalore and are looking at multiple expenses of house fittings, furnishings, major repair, etc., apply for an Overdraft and enjoy Credit card like facility at half the interest rate.

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Why take LoanTap’s Personal Loan in Bangalore?

Bangalore, also known as ‘Bengaluru’ is the Millennial hub of India. LoanTap offers a customised range of loans in this IT capital.

These loans have been designed to match the fast paced lifestyle and requirements of Bangaloreans. Whether you are an aspiring millennial who has just shifted to Koramangala or a seasoned IT professional working in Whitefield, you can fuel your aspirations and fulfill your needs with LoanTap’s pocket friendly Personal Loan in Bangalore. Avail upto INR 10 Lakh in less that 24 hours* at the most attractive interest rates.

Instant Approval & Disbursal

Personal Loan in Bangalore can be availed with an easy application process in less than 24 hours.

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options.

Minimum Documentation

You can avail a loan in Bangalore by applying online with few basic documents

Transparent Process

Our loans in Bangalore come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Bangalore

To avail a personal loan in Bangalore, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 can apply for a loan for laptop
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Bangalore

To avail a personal loan in Bangalore, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof
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How we provide Personal Loan in Bangalore in 24-36 hours

online application
Online Application

Apply for your loan while sitting at your home in Bangalore and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Bangalore

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Loan in Bangalore.

Blogs

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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

Example:
On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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