Top Offers for Personal loan in Gurgaon

LoanTap Offers various customised Instant Personal loans in Gurgaon


Personal Loan - EMI Free

You can enjoy interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months. This offer is Ideal for you if you are a banking professional who receives additional income from other sources or quarterly or half yearly bonus. This way you can have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months.

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Personal Term Loan

With a Personal Term Loan, any salaried professional or business owner in Gurgaon can enjoy Fixed Equated Monthly installments which cover repayment towards both Principal and Interest amount. This offer is best suited for you if you have just relocated to Gurgaon and need financial assistance to set up your new home. So if you know the price of your purchases and have a fixed uninterrupted income, this is the best offer for you!

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up.

If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan in Gurgaon is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. If you frequently travel for work or leisure, this loan is a preferred option as it allows you some time to recover from the expenses of your last trip.

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Personal Loan - Overdraft

A Personal Overdraft is suitable for the millennials in Gurgaon who are either self employed or salaried professionals. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is best suited for individuals or businesses who have recurring expenses. So, if you have recently relocated to Gurgaon and are looking at multiple expenses of house fittings, furnishings, major repair, etc., apply for an Overdraft and enjoy Credit card like facility at half the interest rate.

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Why take LoanTap's Personal Loan in Gurgaon?

Gurgaon, officially known as Gurugram, is a hub for financial and banking institutions as well as large IT Companies. LoanTap brings a range of personal loan offerings for the millennials of Gurgaon. These loans have been designed to meet all the financial needs of the millennials in this city. Whether you’ve started a career in Gurgaon or are a resident in this city, with LoanTap, you can avail upto INR 10 Lakh in 24 hours to fuel your financial requirements!

Instant Approval & Disbursal

Instant Loan in Gurgaon can be availed with an easy online application process in less than 24 hours.

Flexible Repayments

LoanTap's customised personal loan in Gurgaon comes with flexible repayment options.

Minimum Documentation

You can avail an Instant loan in Gurgaon by applying online with few basic documents.

Transparent Process

Our Instant loans in Gurgaon come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Gurgaon

To avail an Instant loan in Gurgaon, you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Personal Loan in Gurgaon
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Gurgaon

To avail an Instant loan in Gurgaon, you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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How we provide Personal Loan in Gurgaon in 24-36 hours

online application
Online Application

Apply for your loan from the comfort of your home in Gurgaon and upload the required documents.

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Gurgaon.

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Instant Loan in Gurgaon.


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LoanTap offers Personal Loans for amounts of Rs. 25K - 10L for tenures ranging from 3 Months - 5 Years.
We charge a Processing Fee of only 2% (+ taxes). Our interest rates range from 18% to 30% p.a., based on the type of loan, customer profile, and other related factors.

On a personal loan of Rs. 1 lakh at a rate of 18% per annum, for a tenure of 36 months, the EMI amount will be Rs. 3,615

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