Long Term Personal Loan

EMI Free Loan and Salary Overdraft for Longer Tenure upto 5 Yrs

This won't impact your CIBIL score
* Conditions Apply

Make Your EMI Affordable by Availing Long Term Personal Loan of 5 Yrs

Personal loans are now more reasonable with long term repayment options which reduces monthly EMI drastically, as low as 60%. It has always been our endeavor to ensure customer satisfaction and hence we have exclusively designed our products to meet specific customer needs. We offer loans in the range of Rs 1 Lac to Rs 10 Lacs with flexible tenure options, available from a short term tenure of 6 months upto a long term tenure of 60 months. The flexibility of tenure offers reduced burden on your pocket and helps you to control your liability suitably.
You can easily avail long term personal loans by applying online with us. We guarantee you hassle free process and product satisfaction!

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Why Avail a Long Term Loan from LoanTap?

No Prepayment Charges

Nil Foreclosure Charges Post 6 Months

Comfortable EMI

Choose EMI as per Your Repayment Comfort

Flexible Tenure

Tenure Options from 6 months to 60 months

Turnaround Time

Application to Disbursement TAT of 36 Hrs

Check My Rate

So Simple

Three easy steps to disbursal

Online sanction

Fill your information online, and upload or mail basic docs as per your convenience.

Record your preferred time for Representative Visit

Download documents as per checklist, sign and handover to our representative

Seek Disbursal

Once the document reaches our office, post verification we will activate disbursal

Product Suite

EMI Free Loan EMI Free Loan
Personal Overdraft Personal Overdraft
Personal Loan Personal Loan
Credit Card Takeover Credit Card Takeover
Advance Salary Advance Salary
Rental Deposit Rental Deposit
Wedding Loan Wedding Loan
Holiday Loan Holiday Loan
Premium Bike Loan Premium Bike Loan
Being Human ECycle Being Human ECycle

Frequently Asked Questions

Do I have an option to pre-close the loan?
Yes, you can pre-pay the loan facility post 6 months of disbursement. No foreclosure charges are applicable post 6 months of loan completion, however within 6 months you can prepay your loan with minimal charges
How much is the processing fee for availing this loan?
Processing fee for this loan is 2%+applicable taxes; on the gross loan amount sanctioned.
Can I make part payments/higher payments towards my loan outstanding? Any charges applicable?
Yes, you can make higher payments towards your loan. No charges for higher payments or foreclosure are applicable post 6 months. Within 6 months you can make part payments or foreclosure-with minimal charges applicable.
Where do I see my outstanding balance?
You can check your loan details by accessing “My Account” feature on our website. You will need to login using your registered email ID.