Personal Overdraft Loan
Why pay EMI for the loan lying in your bank account?
Think of Personal Overdraft or credit line OD henceforth instead of standard fixed EMI based personal loan. Quick on-the-go cash withdrawal facility for salaried professionals against approved loan amount.
So, how does Personal Overdraft Work?
Personal Overdraft is like a credit line that provides cash on the move. Pay interest only when you withdraw and be not bothered with interest cost when not using it.Our processes are transparent and customer servicing team is highly responsive. You will have more comfort and lesser hassles right from the day of online application to different tranches drawn from your approved amount.
Why take Line of Credit / Personal Overdraft from LoanTap?
Instant approval and disbursal
Easy online process for loan sanction. Fast tranche withdrawal through online LoanTap account
You pay interest only when you withdraw. Unrestricted re-payment and withdrawal option
We collect only what is basic minimum for all our personal loan products
No hidden charges, No pre-payment charges. Minimum documentation & secured processes
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How we make loans happen in 24-36 hours
Apply online, upload basic documents or mail us
Record your time for representative visit
Download documents as per checklist, sign and handover to our representative.
KYC & Fund transfer
We check documents, verify them and activate instant disbursal online