Wedding Loans

Are you ready for that royal marriage celebration?

Make your dream marriage a perfect reality with hassle free process. Apply online, submit documents and get quick disbursal to get marriage loan.

So, how does Wedding Loan work?

Unique personal loan for your grand wedding celebration. At LoanTap, we take in account of multiple expenses that you incur for the wedding ceremony. Therefore, our Wedding Loan comes with flexible repayment option - "Step Up" at an attractive interest rate. Pay only interest for the first 3 months to ease your expenditure post marriage and then fixed EMI for rest of the tenure. Apply online, submit documentation on a portal and get an instant offer.

Why take Wedding Loan from LoanTap?

Instant approval and disbursal

Fast online process for loan sanction. High Wedding loan amount for long tenure

Flexible Re-payment

Interest only repayment for first 5 months

Minimum documents

Basic minimum documentation for all our custom personal loan products

Transparent Processes

No hidden charges, No pre-payment charges.


Eligibility Criteria for Wedding Loan


Individuals with a minimum income of INR 30,000


Indian Citizens/Residents who are 21 years old & above.

Flexible Instalment Options

Final instalment options for a loan will be decided based on your profile and inputs

EMI Free

Interest only payment every month (40% lower monthly instalment versus regular EMI) coupled with bullet payment every 3/6 months towards Principal.

Ideal when: You receive additional income or a incentive every 3-6 months.

Step Up

Interest only Payment for 3 months followed by fixed EMI. Gives you space to manage expenses post an event.

Ideal when: Heavy expenditure is involved in a particular event such as Wedding or a Medical Emergency

Term Loan

Repayment done via Fixed Equated Monthly Instalments, where EMI = Principal + Interest.
Each instalment reduces both interest and Principal amount.

Ideal when: You know the precise Loan Amount needed and your income is consistent

How we make loans happen in 24-36 hours

online application
Online Application

Apply online, upload basic documents or mail us

record your time
Record your time for representative visit

Download documents as per checklist, sign and handover to our representative.

verification sanction disbursal
KYC & Fund transfer

We check documents, verify them and activate instant disbursal online

Frequently Asked Questions

Any salaried customer with monthly salary more than Rs 30,000 can apply online and check eligibility at You will need to fill in few basic information to know your eligibility instantly.

Final loan amount is decided on basis of your eligibility and credit checks.

LoanTap takes in account your expenses during marriage times and therefore we offer completely flexible unsecured loan product through our Wedding Loan. Our Wedding Loan comes with interest only payment up to initial 3 months of loan tenure - with our 'Step Up' repayment plan.
Wedding Loan also offers other repayment options like EMI Free repayment plan (Interest payment every month and bullet payments towards principal outstanding every 6 months): and Term Repayment plan (Pay equal monthly installments throughout the tenure).The decision of the final repayment plan is taken on basis of your eligibility and credit checks. This eases out your monthly cash outflow post wedding. This also provides enough time for you to settle your cash flows.

We offer Wedding Loan amount ranging from Rs 50 thousand up to Rs 10 lakhs. Final loan amount decision is arrived at on basis of your eligibility and credit checks.

Wedding Loans are available for tenures ranging from min 6 months and up to 60 months.

We have a very quick and efficient underwriting system which ensures that marriage loan is delivered to you on time. It usually takes from 24 to 36 working hours; provided all documentation and credit checks are in place.
We need below documents for processing your loan request-
  • PAN
  • Address proof
  • 3 months’ pay slips
  • 6 month’s salary account bank statement
  • e-NACH mandate form
However, we might request for other documents if need arises during credit checks.
Financial requirement is huge during wedding times. So, one tends to utilize all sources of funds available. Despite every requirement, one should avoid using credit cards for high amounts. Interest rates charged on credit card outstanding amount are usually as high as 3-4% per month. On the other hand, a wedding loan offers debt at much lower rate and builds in financial discipline with repayments. Normally, you save at least 50% on interest outflows when you compare wedding loan with credit card. Flexible payment of wedding loan from LoanTap gives you buffer of interest only payment for first five months.
Processing fee for this loan is 2%+applicable taxes; on the gross loan amount sanctioned.
Yes, you can make higher payments towards your loan. No charges for higher payments or foreclosure are applicable post 6 months. Within 6 months you can make part payments or foreclosure-with minimal charges applicable.
Yes, you can pre-pay the loan facility post 6 months of disbursement. No foreclosure charges are applicable post 6 months of loan completion, however within 6 months you can prepay your loan with minimal charges
Wedding Loan is available in cities where LoanTap is operational. Currently we are providing our loans in Bangalore, Hyderabad, Chennai, Coimbatore, Mumbai, Pune, Ahmedabad, Vadodara, Raipur, Bhopal, Indore, Jaipur, Delhi-NCR, Bhubaneshwar, Howrah, Kolkata, Nagpur, Nashik, Lucknow and Chandigarh locations.

Many of our customer also considered following
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