Credit Manager

Role: Credit Manager

Work Experience: 2 to 5 Years

Required Qualification: Graduate and Above

Current Experience Required: 2 + years

Banking or NBFC Experience: Mandatory

Job Location: Pune

Required Skills:

  • Graduate from any Institute with 2 + years of credit experience in Personal Loans and other loan products.
  • Self-Motivated & Focused.
  • Excellent Communication & Relationship Management skills.

Job Description

  • The incumbent shall manage Personal Loans/SME and other Loan product and will be responsible for P&L. The scope of job would involve leading marketing activities, product development, sales process design, implementation and P&L.

Your Responsibility

  • Responsible for Credit Underwriting at Branch level Recruitment & Training of the Credit team consisting of CPA, Vendors and Direct Marketing Agents Responsible for TAT of task delivery.
  • Ensure compliance to policy and process.
  • Overall Responsibility for setting up risk management infrastructure for retail asset products.
  • Handling multiple locations across India for business development.
  • Ensuring smooth implementation of compliance in line with company policy.
  • Responsible for building up quality portfolio for location and underwriting of loans.
  • Ensuring compliance in underwriting quality by doing random sample checks on daily cases .
  • Responsible for keeping delinquency figures under control.
  • Ensuring complete understanding of product program, deviation matrix, underwriting criteria.

Salary: As per market standard.

Email us at: hr@loantap.in