Graduate from any Institute with 2 + years of credit experience in Personal Loans and other loan products.
Self-Motivated & Focused.
Excellent Communication & Relationship Management skills.
The incumbent shall manage Personal Loans/SME and other Loan product and will be responsible for P&L. The scope of job would involve leading marketing activities, product development, sales process design, implementation and P&L.
Responsible for Credit Underwriting at Branch level
Recruitment & Training of the Credit team consisting of CPA, Vendors and Direct Marketing Agents
Responsible for TAT of task delivery.
Ensure compliance to policy and process.
Overall Responsibility for setting up risk management infrastructure for retail asset products.
Handling multiple locations across India for business development.
Ensuring smooth implementation of compliance in line with company policy.
Responsible for building up quality portfolio for location and underwriting of loans.
Ensuring compliance in underwriting quality by doing random sample checks on daily cases .
Responsible for keeping delinquency figures under control.
Ensuring complete understanding of product program, deviation matrix, underwriting criteria.