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LoanTap featured in the Five FinTechs who leverage data and analytics to provide credit online and boost financial inclusion
LoanTap plans to disburse loans totaling Rs 800 crore in FY20
LoanTap Financial Technologies has an in-house NBFC and offers customers loans with a starting interest rate of around 18 percent. The average loan size ranges between Rs 2-3 lakh.
Pre-approved loans on your fingertips: Should you go for credit line when in need?
Satyam Kumar, Co-founder and CEO of an online platform offering loan products, LoanTap said, “If one is unsure of the total amount that is required for his/her personal need, then it is advisable to apply for credit line also known as personal overdraft loans.
Applying for a home loan? Stay away from the flat interest rate trap to save money
Under flat interest rates customers generally end up paying 1.7 to 1.9 times higher than the reducing balance interest rates effectively, said Mr. Satyam Kumar, Co-Founder & CEO of LoanTap
After SC verdict, online lending startups worried about costs of KYC without Aadhaar
Online lending startups are worried about the cost of KYCs and inefficiencies in the e-KYC process because of the absence of mandatory Aadhaar linkage.
Lenders push for PAN-Aadhaar linkage to bust fake PANs used to secure loans
The issue is that some people avail loans using one PAN card and create another PAN with different details to procure another loan. Linking PAN and Aadhaar may help put an end to this problem.
Here's how to use your credit card to avail better terms on a home loan
Issuance of a credit card marks the entry into the world of credit for most millennials. The journey that starts with a credit card generally peaks when one opts for a home loan, thanks to sky-high home prices.
Don't know how much you want to borrow? Try this
In the present day and age, loans have become an indispensable need for almost every individual. Some avail loans to buy a new property, some to purchase household accessories, while some use the extra credit to fund their dream vacation.
Budget 2018: Startup CXOs demand tax sops for employees and reduction in GST
Mr. Satyam Kumar, CEO & Co-Founder of LoanTap says, Start-ups are doing a great service to the Nation. Besides obvious things like job creation, FDI & innovation, they are bringing consumer-centric approach to the business. This is pushing well entrenched old-world companies to look after customers as individuals with varying needs, unlike a production belt approach which they presently have towards the customers. Naturally ‘startup’ ecosystem needs soft-hand approach from government & regulators.
