Online Personal Loan

Quick access to funds with low rates and flexible repayment

Apply for a personal loan and get access to funds up to ₹50 lakh at low interest rates. With our easy personal loans, you can meet urgent medical, relocation or repair expenses.

Get Started
email
phone_iphone
location_city
location_city
wallet
  • Our Lending Partners

    Easy Personal Loan

    Get a personal loan from our partners like Poonawalla Fincorp and L&T Finance. Enjoy competitive rates, flexible repayment options, and hasslefree processes. Whether it’s a wedding, home renovation, or unexpected expenses, our loans empower you to achieve your goals. Enjoy benefits such as zero foreclosure charges and up to 50 Lakh at 9.99%* p.a.. Apply now and take control of your finances today!

    How can our Personal Loans help you?

    Our instant personal loans are useful in multiple situations and help borrowers get access to funds without delay.

    Personal Loan for Medical Emergency

    Medical emergencies can arise without a warning, making it important to have the required financial support. Our instant personal loans can be used to cover urgent medical expenses such as hospitalization or surgery, and is also helpful in situations like unavailability of cashless claims, shortfall in insurance cover, etc.

    Personal Loan for Relocation

    The possibility of having to relocate to another city can arise suddenly, and usually comes with multiple expenses, such as booking packers & movers, temporary housing, paying rental deposit, etc. Our instant loan can be used to cover all these expenses.

    Personal Loan for Shortfall of Funds

    At times, when you face an unexpected financial crunch but have multiple expenses, our instant loan can make a difference. The quick disbursal, combined with low interest rates, makes our loan very helpful when waiting isn’t an option.

    Personal Loan for Home Repairs

    Sometimes, you may need to repair your home urgently, whether it’s leaky walls, roof repair, damage due to external factors, or in case you go over your planned budget, you can apply for instant personal loan with LoanTap.

    Features of Our Online Personal Loan

    Instant personal loans are an ideal solution for those in urgent need of funds. Here’s why you should choose insta personal loans from LoanTap

    Quick Approval And Disbursal

    Quick Approval And Disbursal

    We disburse loans within 24 hours* so you can address urgent financial needs without having to wait
    100% Digital Application Process

    100% Digital Application Process

    You can apply for our instant loan online through our user-friendly application process, enabling a pleasant customer experience
    High Loan Amount

    High Loan Amount

    We offer insta personal loan between ₹50,000 and ₹10,00,000, allowing you to select an amount that best fits your needs
    Longer Loan Tenure

    Longer Loan Tenure

    Our repayment tenures range from 6 months to 60 months, so you can choose what best fits your financial situation without the additional stress
    Minimum Document Requirement

    Minimum Document Requirement

    We only ask for your KYC details, Bank statement, and the latest Salary slip, so you don’t have to worry about paperwork and can focus on what’s important
    Transparent Process

    Transparent Process

    Our transparent & secure process comes with no prepayment penalty after 6 months of disbursal and no hidden charges whatsoever

    What Our
    Customers Say

    We continuously strive to provide a
    Seamless experience to our customers…

    The service provided by Loan Tap is great, everything is seamless and very convenient. Its one of the very best experiences, I’ve had with any loan provider.

    You are doing an awesome work as team. Faster service with immediate response is quite amazing. Will recommend to everyone in need, faster documents processing …….Keep up the good work

    This is truly awesome service. Associates are very friendly and providing efficient service on time. After documents pickup, within 24 hours net amount was disbursed and that’s what I call efforts reducing service. Thank you LoanTap Team.

    Awesome and superfast Service.I have never come across so polite, professional and fast service providers for Loan. I have taken a personal loan and was disbursed within 3-4 hours in my bank account. This was just a superb feeling. Thank you so much LoanTap for a wonderful experience.

    Excellent service from all team members. All are supportive. Its different from others NBFCs. Now and in future, LoanTap is my first choice for financial needs.

    Basic Eligibility Criteria for Personal Loan

    • Individuals with a minimum monthly income of ₹30,000
    • Indian citizens and residents who are at least 23 years old

    Ready to Start Your Application?

    Loading... Please Wait

    EMI Calculator

    You can calculate your monthly loan payment (EMI) in just 3 easy steps! Drag the sliders to adjust your loan amount, interest rate, and loan term. See how these factors impact your EMI and understand your loan affordability clearly.

    Calculate your EMI

    %
    Months

    Breakup of Total payment

    FAQs

    LoanTap offers instant personal loans ranging between ₹50,000 and ₹10 lakh. However, the final loan amount will depend on factors like your income, credit score, and debt-to-income ratio.

    To be eligible for an insta personal loan with LoanTap, borrowers must be at least 23 years of age, an Indian citizen and resident and have a minimum credit score of 700.

    Interest rates on instant loans vary by lender and are influenced by the individual’s credit profile and factors like credit score, credit history, job stability, income, etc. LoanTap offers instant loans at interest rates up to 26%.

    The application process for our instant personal loan online is quick and straightforward. Fill out the application through our website or app with your personal, income, and employment details, upload the required documents, complete KYC and you’re all set.

    Yes, LoanTap provides instant personal loan for self-employed individuals as well, provided they meet the income and other eligibility requirements.

    Generally, to be eligible for an instant personal loan, you must have a minimum credit score of 700. However, some lenders may approve loans for lower scores at higher interest rates.

    Yes, you have the flexibility to make part-prepayments or foreclose your loan free of charge if you do so after 6 months of loan disbursal. However, a nominal fee of 4% will be charged for part-prepayment or foreclosure within the first 6 months.

    Instant personal loans can prove useful in multiple situations, such as medical emergencies, unexpected relocation, shortfall of funds or home repairs.

    We charge a nominal processing fee of 2-3% on the gross loan amount sanctioned, plus applicable taxes.