Instant Loans with LoanTap’s Personal Loan App

Get a loan of ₹50,000 to ₹10 Lakhs with LoanTap’s Instant Personal Loan App. Enjoy a hassle-free online personal loan at low interest rates with minimal documentation.

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Personal Loan App

We understand that opportunities and unforeseen situations are always lurking around the corner. Whether it’s a sudden medical expense or an unexpected home or car repair, you need a dependable financial solution.

Our personal loan app provides an easy and convenient way to get funds quickly. Our user-friendly interface makes the entire application process easy.

With our instant personal loan app, you can get a loan at competitive interest rates (starting at 12%) from ₹50,000 to ₹10,00,000 in just a few hours.

There’s minimal paperwork, no collateral requirement, flexible repayment options, a longer tenure, and the funds are disbursed as fast as 24 to 36 hours. All you require is a minimum take-home salary of ₹30,000. 

So, say goodbye to lengthy application processes and tedious paperwork. Install the LoanTap instant loan app now and get the funds you need.

Features of our Personal Loan App

LoanTap’s Personal Loan app offers user-friendly features and benefits to help borrowers conveniently get online personal loans with instant loan disbursement.

User-friendly and Efficient Interface

The user-friendly interface of LoanTap’s instant loan app makes it easy to browse different loan options without getting lost in menus and makes it possible to submit the application with just a few clicks. The app will guide you through the application process step-by-step, clarifying your next steps. Applying for a personal loan online has never been easier!

Simplified Documentation Process

The LoanTap app allows you to upload necessary documents straight from your smartphone, reducing the paperwork. You can finish the documentation quickly and easily with the help of clear prompts and simple instructions, which will save you time and ensure a seamless application process. Most importantly, the app prioritizes your safety and privacy above all, and doesn’t access your storage and other sensitive information.

Personalized Profile Management

Our quick loan app makes maintaining your profile easy. Its user-friendly design allows you to manage and update your profile according to your unique needs and preferences. From updating personal information to managing loans, we guarantee a seamless experience every time.

Diverse Loan Offerings

We offer various loan solutions to meet your unique needs on one app. You can choose from diverse options for personal loans, such as EMI-free loans, personal overdrafts, medical loans, holiday loans, wedding loans, rental deposit loans, home renovation loans, and debt consolidation loans. You can easily locate your ideal financial solution using our instant loan app, making your journey hassle-free.

Effortless Application Process

Using your mobile device, you can apply for a personal loan easily and efficiently in just 3 steps! Every step of the process, from choosing a loan option to submitting documents, guarantees a seamless experience.

How our Personal Loan App works

Get an instant personal loan in 3 quick steps:

1

Online Application

Download the app and complete the application with your employment details, loan purpose, and personal details.

2

e-KYC and Verification

Verify your PAN card, date of birth and mobile number.

3

Fund Transfer

Select an offer, upload the required documents, sign the e-agreement, and you’re all done! You’ll receive your loan amount in 24 to 36 hours.

Why choose the LoanTap Personal Loan App?

Get an instant personal loan through our personal loan app! Here’s why LoanTap is the best solution for your loan requirements.

Quick Approval and Disbursal

Quick Approval and Disbursal

Easy online application process with quick approval and disbursement within 24 to 36 hours
Flexible Repayment Option

Flexible Repayment Option

Customize your repayment schedule after 6 months of loan disbursement by choosing a quicker repayment option or an EMI-free loan
Higher Loan Amount

Higher Loan Amount

Select a loan amount between ₹50,000 and ₹10,00,000 based on your needs
Longer Loan Tenure

Longer Loan Tenure

Flexibility to choose a loan tenure ranging from 6 months to 60 months, making EMIs more affordable
Minimum documents

Minimum documents

We require basic documents for all our customized personal loan products
Fully Transparent Process

Fully Transparent Process

No hidden charges, no prepayment charges after 6 months of loan disbursal, only a transparent and secured process

Basic Eligibility Criteria For Personal Loan through LoanTap Personal Loan App

  • You must be 21 years of age or older
  • You should have a minimum monthly income of ₹30,000

Basic Documents Required for Online Personal Loan through LoanTap Personal Loan App

  • PAN Card
  • Salary slips (of the last 3 months)
  • Salary account bank statement (3/6 months)
  • Address proof

What Our
Customers Say

We continuously strive to provide a
Seamless experience to our customers…

The service provided by Loan Tap is great, everything is seamless and very convenient. Its one of the very best experiences, I’ve had with any loan provider.

You are doing an awesome work as team. Faster service with immediate response is quite amazing. Will recommend to everyone in need, faster documents processing …….Keep up the good work

This is truly awesome service. Associates are very friendly and providing efficient service on time. After documents pickup, within 24 hours net amount was disbursed and that’s what I call efforts reducing service. Thank you LoanTap Team.

Awesome and superfast Service.I have never come across so polite, professional and fast service providers for Loan. I have taken a personal loan and was disbursed within 3-4 hours in my bank account. This was just a superb feeling. Thank you so much LoanTap for a wonderful experience.

Excellent service from all team members. All are supportive. Its different from others NBFCs. Now and in future, LoanTap is my first choice for financial needs.

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EMI Calculator

You can calculate your monthly loan payment (EMI) in just 3 easy steps! Drag the sliders to adjust your loan amount, interest rate, and loan term. See how these factors impact your EMI and understand your loan affordability clearly.

Calculate your EMI

₹
%
Months

Breakup of Total payment

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Instant Personal Loan App – Fee Details

Type of fee

Applicable charges

Rate of interest
12%-24%
Flexi fee
NA
Processing fee
2% + GST
Bounce charges
Rs. 550
Pre-payment charges
4% + GST if foreclosed within 180 days from the date of disbursement post-cooling-off period
Penal interest
36% p.a.
Stamp duty
0.1% of loan amount
Mandate rejection charges
Depends on participating bank
Annual maintenance charges
NA
Broken period interest / Pre EMI-interest
Dynamic value – Depends on loan amount, date of disbursement and first EMI date

Personal Loan Product Suite

No matter what your requirement is, use LoanTap’s Personal loan to fulfil all your needs.

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Personal Loan

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EMI Free Loan

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Personal Overdraft

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Advance Salary

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House Owner Loan

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Rental Deposit Loan

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Holiday Loan

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Wedding Loan

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Medical Loan

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Debt Consolidation Loan

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Two wheeler loan

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Electric Two wheeler loan

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Premium Bike Loan

Flexible Repayment options

Final instalment options for a loan will be decided based on your profile and inputs.

Term Loan

Term Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest.  Each Installment reduces both interest and Principal amount.  Ideal when: You know the precise Loan Amount needed and your income is consistent.
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How to apply for a loan using LoanTap?

Use your favorite platform to apply for one of our personal loans and take advantage of our personal loan app’s unparalleled convenience.
All you need to do is build your application, enter the required details, and process the loan within minutes.

Apply Using
Website
Get Started
Apply Using
Our App
Android
iOS
Apply Using
WhatsApp
Get Started

Frequently Asked Questions

General

Yes, our personal loan app is available for download on Android and iOS platforms.

The LoanTap App provides loan disbursals within 24 to 36 hours, being the fastest loan app in India.

Yes, the LoanTap instant loan app is approved by the RBI.

LoanTap is the best personal loan app in India. It provides personal loans from Rs. 50,000 up to Rs. 10 lakhs within 24-36 hours with minimal paperwork, low-interest rates, and secure payments.

With the LoanTap quick loan app, you can avail of personal loans from ₹50,000 up to ₹10 lakhs. The final amount would be decided based on your eligibility and credit checks.

LoanTap provides loans for various purposes, such as emergencies and important life events. You can use the loan to make bill payments, meet healthcare and medical expenses, pay education fees, make rental deposits, fund wedding expenses, consolidate your credit card debt, or buy a two-wheeler.

You will be informed if your application is denied and why. If you need further information, you can contact our customer service.

To apply for the LoanTap personal loan, the minimum credit score should be 700.

Yes, the LoanTap loan app is safe, with no hidden charges or pre-payment charges after 6 months of loan disbursal, and has a transparent and secure process.

Yes, you can get an instant loan through the LoanTap instant personal loan app. It provides secure and fast disbursement.

You can get Rs. 50,000 instantly through the LoanTap personal loan app. LoanTap offers loans from Rs. 50,000 to Rs. 10 Lakhs within 24 to 36 hours.