As things seem to be coming back to normal, it is quite possible that travel may be on your list especially after being indoors for almost 18 months.  You can start planning your holiday to your dream destination. Whether you want to go to an exotic hill station or visit the beachside is entirely up to you. 

Planning your vacation can be an exciting exercise. It involves the following steps.

  • Select your destination based on your interest
  • Decide on the number of days 
  • Identify the best time of the year to visit the location
  • Select the places you will visit/activities to do
  • Compare the rates offered by holiday planners on airfare and hotel stay
  • Pick the option that is best for you
  • Chalk out your holiday budget
  • Apply for a personal holiday loan 
  • Go for the dream vacation and enjoy!!

Select your destination based on your interest  – There are countless holiday destinations in the world and you can pick where you want to go depending on your personal interest, the time available, your budget etc. You may be a hill person or a beach person. You may be someone who enjoys historical places or a big city person or someone who likes to visit undiscovered locations. So, the first logical step would be to decide where you want to go.

Decide on the number of days  – After deciding on the location, you need to decide the duration of your vacation depending on the spare time you have on hand, the leave days available with you etc. 

Identify the best time of the year to visit the location – Some locations are best visited during winter while others are during the fall or summer. Again, if you are going on a budget, you may prefer to visit during the off-peak season to avail of discounts and offers.

Select the places you will visit/activities to do – Data availability is no longer a problem and you can get all the information you want about your dream destination on the net. You can decide the places you want to visit, the activities you want to do etc and draw up a tour itinerary.

Compare the rates offered by holiday planners on airfare and hotel stay – Now, you can look up the sites of holiday planners to check the rates offered by them on airfare and hotel stay. Some holiday planners offer attractive package deals. You can compare the packages to see if the places/activities/length of stay are suitable for you. Else you can plan your own vacation. Make sure to compare the rates. Some of these packages may come at great discounts during off-peak seasons. So compare all options before you decide.

Pick the option that is best for you – Once you have spent time checking out the options, you can make your final decision based on the information available.

Compare with your holiday budget – Based on your decision, compare the cost with your holiday budget after taking into consideration all the costs and see if you can manage it with your own funds. Don’t get stressed if you are falling short of funds. There is no need to let go of an attractive package deal because you are temporarily short of cash. Stay calm, you have options!

Apply for a personal holiday loan – Visit the LoanTap website and apply for holiday loan online.  If you are an Indian citizen or resident over the age of 21 years and earning more than Rs 30,000 per month, you are eligible to apply for personal loan.

Fill up the online application and upload the following documents –

  • PAN Card
  • Aadhaar Card/Driving Licence/Passport
  • Salary slips of the last 3 months
  • Bank statement of the salary account for the last 6 months

The LoanTap team will evaluate your application. If you have a good credit score and meet the other loan parameters, your loan will be approved and your holiday loan will be credited to your account within 24-36 hours.

Go for the dream trip and enjoy!! – There you go. Your dream vacation is all planned and paid for. Now all you need to do is take that trip and enjoy it to the fullest. Live life king size and do not give up on your dreams.

LoanTap offers travel loans in the range of Rs 50,000- Rs 10,00,000 for tenures ranging from 6 months to 5 years. The annual interest rates start at 18%. You can choose from the slew of flexible repayment options available. After you pay the EMI for 6 months, you are free to prepay the entire loan amount without any prepayment penalty.

In this fast-paced and hectic life that we lead, going on a dream vacation once in a while can be a great stress buster. A vacation is a good way to escape from the drudgery of routine life and let your hair down and enjoy it for a few days. At LoanTap, we understand your need to have a good break from the hustle and bustle of daily life and we try our best to customise a good plan for you. So, plan your dream vacation and leave the funding to us. 

Related articles – Travel 2.0 – Revenge travel

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Satyam Kumar is banking industry veteran with enriched experience of more than 20 years. Apart from founding LoanTap and FinTech Association of Consumer Empowerment, he is an avid traveler and holds keen interest in Blogging. He has amassed profound knowledge in FinTech trends, banking, consumer trends, food and mythology which he loves sharing with others.
Satyam kumarSatyam KumarCEO & Co-Founder, LoanTap asset 8 asset 9
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